First State Bank
Loomis, NE
IDRSSD: 172859
Total Assets
$230.26M
Latest filing
Total Deposits
$199.02M
Latest filing
Net Interest Margin
4.05%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank
211 Commercial St
Loomis, NE 68958
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/22/1945FDIC Certificate 10517
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank (Main) | 211 Commercial St | Loomis, NE |
| AXTELL BRANCH | 402 Main St | Axtell, NE |
| 620 WEST MAIN STREET BRANCH | 620 Main St | Alma, NE |
| BANK OF BERTRAND BRANCH | 601 Minor Ave | Bertrand, NE |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The Tri-County Bank
Stuart, Nebraska
→
Assets: $228.66MΔ -1.0%
Town & Country Bank
Ravenna, Nebraska
→
Assets: $226.65MΔ -1.9%
Adams County Bank
Kenesaw, Nebraska
→
Assets: $236.28MΔ +2.3%
Nebraska Bank of Commerce
Lincoln, Nebraska
→
Assets: $220.99MΔ -4.4%
Western National Bank
Chester, Nebraska
→
Assets: $244.20MΔ +5.7%
I3 Bank
Bennington, Nebraska
→
Assets: $215.31MΔ -6.8%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/22/1945 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68958 |
| State and County Number | 31137 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 11/05/1945 |
| Primary Insurance Agency | DIF |
| Website | www.fsbloomis.com |
| Data Updated | 01/30/2026 |
| CERT | 16333 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $230.26M |
| Total Deposits | $199.02M |
| Total Liabilities | $201.26M |
| Total Equity Capital | $29.01M |
| Net Income | $915.00k |
| Net Loans and Leases | $164.35M |
| Assets Per Employee ($Millions) | $10.01M |
| Bank Premises and Fixed Assets | $1.02M |
| Cash and Balances due from Depository Institutions | $12.30M |
| Deposits Held in Domestic Offices | $199.02M |
Key Performance Ratios
| Return on Assets (ROA) | 1.59% |
| Return on Equity (ROE) | 12.79% |
| Net Interest Margin | 4.05% |
| Efficiency Ratio | 50.62% |
| Tier 1 Risk-Based Capital Ratio | 13.192% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.598% |
| Earning Assets to total Assets | 90.59% |
Income and Expense
| Total Interest Income | $3.03M |
| Total Noninterest Income | $145.00k |
| Total Interest Expense | $902.00k |
| Total Noninterest Expense | $1.17M |
| Net Interest Income | $2.13M |
| Pre-tax Net Operating Income | $1.12M |
| Provision for Credit Losses | $-20,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.35M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $884.00k |
| Total Liabilities and Capital | $230.26M |
Securities
| Securities | $38.64M |
| Available-for-sale debt securities | $27.28M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $11.29M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank?
$230.26M as of the latest filing.
How much are First State Bank's total deposits?
$199.02M in total deposits.
Where is First State Bank located?
Loomis, NE.
What is the Net Interest Margin?
4.05%.
How many domestic offices does it operate?
4.
When was it established?
10/22/1945.
What is the Return on Assets (ROA)?
1.59%.
How much are total loans and leases?
$164.35M (latest filing).
What is the total interest income (latest filing)?
$3.03M.