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First State Bank

Loomis, NE
IDRSSD: 172859
Total Assets
$231.05M
Latest filing
Total Deposits
$187.63M
Latest filing
Net Interest Margin
4.14%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/22/1945
Community BankYes
Ownership TypeNot Mutual
ZIP68958
State and County Number31137
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees24
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance11/05/1945
Primary Insurance AgencyDIF
Websitewww.fsbloomis.com
Data Updated11/14/2025
CERT16333
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$231.05M
Total Deposits$187.63M
Total Liabilities$202.82M
Total Equity Capital$28.23M
Net Income$922.00k
Net Loans and Leases$169.11M
Assets Per Employee ($Millions)$9.24M
Bank Premises and Fixed Assets$1.05M
Cash and Balances due from Depository Institutions$5.74M
Deposits Held in Domestic Offices$187.63M

Key Performance Ratios

Return on Assets (ROA)1.65%
Return on Equity (ROE)13.27%
Net Interest Margin4.14%
Efficiency Ratio47.5%
Tier 1 Risk-Based Capital Ratio12.735%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.06%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.218%
Earning Assets to total Assets91.23%

Income and Expense

Total Interest Income$3.01M
Total Noninterest Income$159.00k
Total Interest Expense$888.00k
Total Noninterest Expense$1.10M
Net Interest Income$2.12M
Pre-tax Net Operating Income$1.14M
Provision for Credit Losses$35.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$13.98M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.22M
Total Liabilities and Capital$231.05M

Securities

Securities$40.86M
Available-for-sale debt securities$28.19M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$12.61M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank?
$231.05M as of the latest filing.
How much are First State Bank's total deposits?
$187.63M in total deposits.
Where is First State Bank located?
Loomis, NE.
What is the Net Interest Margin?
4.14%.
How many domestic offices does it operate?
4.
When was it established?
10/22/1945.
What is the Return on Assets (ROA)?
1.65%.
How much are total loans and leases?
$169.11M (latest filing).
What is the total interest income (latest filing)?
$3.01M.