Minden Exchange Bank & Trust Company
Minden, NE
IDRSSD: 456054
Total Assets
$197.94M
Latest filing
Total Deposits
$138.69M
Latest filing
Net Interest Margin
4.52%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Minden Exchange Bank & Trust Company
448 N Minden Ave
Minden, NE 68959
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/01/1883FDIC Certificate 3682
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Minden Exchange Bank & Trust Company (Main) | 448 N Minden Ave | Minden, NE | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/01/1883 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68959 |
| State and County Number | 31099 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kearney, NE |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.mindenexchange.com |
| Data Updated | 11/14/2025 |
| CERT | 5439 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $197.94M |
| Total Deposits | $138.69M |
| Total Liabilities | $160.92M |
| Total Equity Capital | $37.01M |
| Net Income | $1.23M |
| Net Loans and Leases | $110.08M |
| Assets Per Employee ($Millions) | $8.61M |
| Bank Premises and Fixed Assets | $249.00k |
| Cash and Balances due from Depository Institutions | $2.71M |
| Deposits Held in Domestic Offices | $138.69M |
Key Performance Ratios
| Return on Assets (ROA) | 2.53% |
| Return on Equity (ROE) | 13.24% |
| Net Interest Margin | 4.52% |
| Efficiency Ratio | 37.21% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 18.7% |
| Earning Assets to total Assets | 94.9% |
Income and Expense
| Total Interest Income | $2.67M |
| Total Noninterest Income | $152.00k |
| Total Interest Expense | $579.00k |
| Total Noninterest Expense | $836.00k |
| Net Interest Income | $2.10M |
| Pre-tax Net Operating Income | $1.41M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $12.52M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $8.22M |
| All Other Liabilities | $1.50M |
| Total Liabilities and Capital | $197.94M |
Securities
| Securities | $76.12M |
| Available-for-sale debt securities | $76.12M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Minden Exchange Bank & Trust Company?
$197.94M as of the latest filing.
How much are Minden Exchange Bank & Trust Company's total deposits?
$138.69M in total deposits.
Where is Minden Exchange Bank & Trust Company located?
Minden, NE.
What is the Net Interest Margin?
4.52%.
How many domestic offices does it operate?
1.
When was it established?
09/01/1883.
What is the Return on Assets (ROA)?
2.53%.
How much are total loans and leases?
$110.08M (latest filing).
What is the total interest income (latest filing)?
$2.67M.