First State Bank
Farnam, NE
IDRSSD: 488756
Total Assets
$207.38M
Latest filing
Total Deposits
$127.35M
Latest filing
Net Interest Margin
3.35%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104904646FARNAM, NE
Key People
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Locations
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Main Office
First State Bank
222 Main St
Farnam, NE 69029
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/26/1904FDIC Certificate 7783
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank (Main) | 222 Main St | Farnam, NE |
| CAMBRIDGE BANK BRANCH | 309 Nelson St | Cambridge, NE |
| FIRST STATE BANK BRANCH | 123 Center Ave | Holbrook, NE |
| COMMUNITY BANK BRANCH | 1108 7th St | Alma, NE |
| STAMFORD BRANCH | 130 North Beaver Avenue | Stamford, NE |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/26/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 69029 |
| State and County Number | 31047 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Lexington, NE |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.1ststatebank4me.com |
| Data Updated | 01/30/2026 |
| CERT | 12244 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $207.38M |
| Total Deposits | $127.35M |
| Total Liabilities | $181.95M |
| Total Equity Capital | $25.44M |
| Net Income | $894.00k |
| Net Loans and Leases | $102.89M |
| Assets Per Employee ($Millions) | $6.91M |
| Bank Premises and Fixed Assets | $1.57M |
| Cash and Balances due from Depository Institutions | $13.28M |
| Deposits Held in Domestic Offices | $127.35M |
Key Performance Ratios
| Return on Assets (ROA) | 1.79% |
| Return on Equity (ROE) | 14.38% |
| Net Interest Margin | 3.35% |
| Efficiency Ratio | 55.16% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.266% |
| Earning Assets to total Assets | 92.45% |
Income and Expense
| Total Interest Income | $2.73M |
| Total Noninterest Income | $536.00k |
| Total Interest Expense | $1.19M |
| Total Noninterest Expense | $1.15M |
| Net Interest Income | $1.55M |
| Pre-tax Net Operating Income | $894.00k |
| Provision for Credit Losses | $41.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $54.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $21.72M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $599.00k |
| Total Liabilities and Capital | $207.38M |
Securities
| Securities | $58.40M |
| Available-for-sale debt securities | $58.40M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank?
$207.38M as of the latest filing.
How much are First State Bank's total deposits?
$127.35M in total deposits.
Where is First State Bank located?
Farnam, NE.
What is the Net Interest Margin?
3.35%.
How many domestic offices does it operate?
5.
When was it established?
07/26/1904.
What is the Return on Assets (ROA)?
1.79%.
How much are total loans and leases?
$102.89M (latest filing).
What is the total interest income (latest filing)?
$2.73M.