Western Nebraska Bank
Curtis, NE
IDRSSD: 248352
Total Assets
$193.78M
Latest filing
Total Deposits
$158.32M
Latest filing
Net Interest Margin
4.25%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Western Nebraska Bank
301 Center Ave
Curtis, NE 69025
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/20/1910FDIC Certificate 1335
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Western Nebraska Bank (Main) | 301 Center Ave | Curtis, NE |
| WESTERN NEBRASKA BANK BRANCH | 600 S Dewey St | North Platte, NE |
| THEDFORD BRANCH | 39363 Highway 2 | Thedford, NE |
| BANK OF PAXTON BRANCH | 203 N Oak St | Paxton, NE |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/20/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 69025 |
| State and County Number | 31063 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.westernnebraskabank.com |
| Data Updated | 11/14/2025 |
| CERT | 1983 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $193.78M |
| Total Deposits | $158.32M |
| Total Liabilities | $179.06M |
| Total Equity Capital | $14.72M |
| Net Income | $550.00k |
| Net Loans and Leases | $148.17M |
| Assets Per Employee ($Millions) | $6.06M |
| Bank Premises and Fixed Assets | $6.62M |
| Cash and Balances due from Depository Institutions | $2.00M |
| Deposits Held in Domestic Offices | $158.32M |
Key Performance Ratios
| Return on Assets (ROA) | 1.17% |
| Return on Equity (ROE) | 15.72% |
| Net Interest Margin | 4.25% |
| Efficiency Ratio | 68.46% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.594% |
| Earning Assets to total Assets | 92.49% |
Income and Expense
| Total Interest Income | $2.94M |
| Total Noninterest Income | $295.00k |
| Total Interest Expense | $1.09M |
| Total Noninterest Expense | $1.47M |
| Net Interest Income | $1.84M |
| Pre-tax Net Operating Income | $624.00k |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $19.65M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $484.00k |
| All Other Liabilities | $604.00k |
| Total Liabilities and Capital | $193.78M |
Securities
| Securities | $30.95M |
| Available-for-sale debt securities | $30.95M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Western Nebraska Bank?
$193.78M as of the latest filing.
How much are Western Nebraska Bank's total deposits?
$158.32M in total deposits.
Where is Western Nebraska Bank located?
Curtis, NE.
What is the Net Interest Margin?
4.25%.
How many domestic offices does it operate?
4.
When was it established?
12/20/1910.
What is the Return on Assets (ROA)?
1.17%.
How much are total loans and leases?
$148.17M (latest filing).
What is the total interest income (latest filing)?
$2.94M.