Cedar Rapids State Bank
Cedar Rapids, NE
IDRSSD: 1005851
Total Assets
$174.87M
Latest filing
Total Deposits
$150.74M
Latest filing
Net Interest Margin
3.58%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Cedar Rapids State Bank
213 W Main St
Cedar Rapids, NE 68627
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/25/1936FDIC Certificate 12678
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Cedar Rapids State Bank (Main) | 213 W Main St | Cedar Rapids, NE |
| SPALDING BRANCH | 161 N Elm St | Spalding, NE |
| PETERSBURG BRANCH | 113 S Front St | Petersburg, NE |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/25/1936 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68627 |
| State and County Number | 31011 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 06/26/1963 |
| Primary Insurance Agency | DIF |
| Website | http://www.cedarrapidsstatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 18820 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $174.87M |
| Total Deposits | $150.74M |
| Total Liabilities | $157.79M |
| Total Equity Capital | $17.08M |
| Net Income | $633.00k |
| Net Loans and Leases | $145.94M |
| Assets Per Employee ($Millions) | $9.2M |
| Bank Premises and Fixed Assets | $2.97M |
| Cash and Balances due from Depository Institutions | $1.92M |
| Deposits Held in Domestic Offices | $150.74M |
Key Performance Ratios
| Return on Assets (ROA) | 1.46% |
| Return on Equity (ROE) | 15.03% |
| Net Interest Margin | 3.58% |
| Efficiency Ratio | 55.84% |
| Tier 1 Risk-Based Capital Ratio | 12.853% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.768% |
| Earning Assets to total Assets | 95.56% |
Income and Expense
| Total Interest Income | $2.74M |
| Total Noninterest Income | $100.00k |
| Total Interest Expense | $1.25M |
| Total Noninterest Expense | $884.00k |
| Net Interest Income | $1.48M |
| Pre-tax Net Operating Income | $639.00k |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.61M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $434.00k |
| Total Liabilities and Capital | $174.87M |
Securities
| Securities | $19.65M |
| Available-for-sale debt securities | $17.35M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.31M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cedar Rapids State Bank?
$174.87M as of the latest filing.
How much are Cedar Rapids State Bank's total deposits?
$150.74M in total deposits.
Where is Cedar Rapids State Bank located?
Cedar Rapids, NE.
What is the Net Interest Margin?
3.58%.
How many domestic offices does it operate?
3.
When was it established?
05/25/1936.
What is the Return on Assets (ROA)?
1.46%.
How much are total loans and leases?
$145.94M (latest filing).
What is the total interest income (latest filing)?
$2.74M.