Farmers and Merchants Bank
Milligan, NE
IDRSSD: 516154
Total Assets
$205.07M
Latest filing
Total Deposits
$155.10M
Latest filing
Net Interest Margin
3.59%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Farmers and Merchants Bank
501 Main St
Milligan, NE 68406
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/10/1903FDIC Certificate 8918
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers and Merchants Bank (Main) | 501 Main St | Milligan, NE |
| CAWKER CITY BRANCH | 719 Wisconsin St | Cawker City, KS |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/10/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68406 |
| State and County Number | 31059 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 04/24/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fmbmilligan.com |
| Data Updated | 01/30/2026 |
| CERT | 14275 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $205.07M |
| Total Deposits | $155.10M |
| Total Liabilities | $181.58M |
| Total Equity Capital | $23.49M |
| Net Income | $888.00k |
| Net Loans and Leases | $179.21M |
| Assets Per Employee ($Millions) | $12.82M |
| Bank Premises and Fixed Assets | $754.00k |
| Cash and Balances due from Depository Institutions | $19.09M |
| Deposits Held in Domestic Offices | $155.10M |
Key Performance Ratios
| Return on Assets (ROA) | 1.77% |
| Return on Equity (ROE) | 15.41% |
| Net Interest Margin | 3.59% |
| Efficiency Ratio | 42.07% |
| Tier 1 Risk-Based Capital Ratio | 13.434% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.454% |
| Earning Assets to total Assets | 95.16% |
Income and Expense
| Total Interest Income | $3.17M |
| Total Noninterest Income | $18.00k |
| Total Interest Expense | $1.45M |
| Total Noninterest Expense | $770.00k |
| Net Interest Income | $1.72M |
| Pre-tax Net Operating Income | $890.00k |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.73M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $744.00k |
| Total Liabilities and Capital | $205.07M |
Securities
| Securities | $66.00k |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers and Merchants Bank?
$205.07M as of the latest filing.
How much are Farmers and Merchants Bank's total deposits?
$155.10M in total deposits.
Where is Farmers and Merchants Bank located?
Milligan, NE.
What is the Net Interest Margin?
3.59%.
How many domestic offices does it operate?
2.
When was it established?
06/10/1903.
What is the Return on Assets (ROA)?
1.77%.
How much are total loans and leases?
$179.21M (latest filing).
What is the total interest income (latest filing)?
$3.17M.