Adams County Bank
Kenesaw, NE
IDRSSD: 9553
Total Assets
$236.28M
Latest filing
Total Deposits
$145.72M
Latest filing
Net Interest Margin
3.01%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1878 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68956 |
| State and County Number | 31001 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Hastings, NE |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.adamscountybank.net |
| Data Updated | 11/14/2025 |
| CERT | 14311 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $236.28M |
| Total Deposits | $145.72M |
| Total Liabilities | $212.72M |
| Total Equity Capital | $23.56M |
| Net Income | $1.06M |
| Net Loans and Leases | $154.77M |
| Assets Per Employee ($Millions) | $16.88M |
| Bank Premises and Fixed Assets | $771.00k |
| Cash and Balances due from Depository Institutions | $1.75M |
| Deposits Held in Domestic Offices | $145.72M |
Key Performance Ratios
| Return on Assets (ROA) | 1.79% |
| Return on Equity (ROE) | 18.81% |
| Net Interest Margin | 3.01% |
| Efficiency Ratio | 37.97% |
| Tier 1 Risk-Based Capital Ratio | 15.059% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.971% |
| Earning Assets to total Assets | 93.93% |
Income and Expense
| Total Interest Income | $2.93M |
| Total Noninterest Income | $60.00k |
| Total Interest Expense | $1.26M |
| Total Noninterest Expense | $658.00k |
| Net Interest Income | $1.67M |
| Pre-tax Net Operating Income | $1.07M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $65.13M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.88M |
| Total Liabilities and Capital | $236.28M |
Securities
| Securities | $66.63M |
| Available-for-sale debt securities | $33.24M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $33.46M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Adams County Bank?
$236.28M as of the latest filing.
How much are Adams County Bank's total deposits?
$145.72M in total deposits.
Where is Adams County Bank located?
Kenesaw, NE.
What is the Net Interest Margin?
3.01%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1878.
What is the Return on Assets (ROA)?
1.79%.
How much are total loans and leases?
$154.77M (latest filing).
What is the total interest income (latest filing)?
$2.93M.