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Town & Country Bank

Ravenna, NE
IDRSSD: 738255
Total Assets
$226.65M
Latest filing
Total Deposits
$197.64M
Latest filing
Net Interest Margin
4.34%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1932
Community BankYes
Ownership TypeNot Mutual
ZIP68869
State and County Number31019
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameKearney, NE

Operational Info

Number of Employees29
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.tcbank.bank
Data Updated11/14/2025
CERT1434
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$226.65M
Total Deposits$197.64M
Total Liabilities$198.74M
Total Equity Capital$27.91M
Net Income$1.11M
Net Loans and Leases$145.46M
Assets Per Employee ($Millions)$8.09M
Bank Premises and Fixed Assets$1.12M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$197.64M

Key Performance Ratios

Return on Assets (ROA)2%
Return on Equity (ROE)16.64%
Net Interest Margin4.34%
Efficiency Ratio45.83%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.315%
Earning Assets to total Assets95.22%

Income and Expense

Total Interest Income$3.29M
Total Noninterest Income$219.00k
Total Interest Expense$992.00k
Total Noninterest Expense$1.15M
Net Interest Income$2.30M
Pre-tax Net Operating Income$1.36M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$91.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$4.54M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.10M
Total Liabilities and Capital$226.65M

Securities

Securities$63.54M
Available-for-sale debt securities$63.54M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Town & Country Bank?
$226.65M as of the latest filing.
How much are Town & Country Bank's total deposits?
$197.64M in total deposits.
Where is Town & Country Bank located?
Ravenna, NE.
What is the Net Interest Margin?
4.34%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1932.
What is the Return on Assets (ROA)?
2%.
How much are total loans and leases?
$145.46M (latest filing).
What is the total interest income (latest filing)?
$3.29M.