Town & Country Bank
Ravenna, NE
IDRSSD: 738255
Total Assets
$237.15M
Latest filing
Total Deposits
$188.99M
Latest filing
Net Interest Margin
4.22%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104908422RAVENNA, NE
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Town & Country Bank
423 Grand Ave
Ravenna, NE 68869
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1932FDIC Certificate 952
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Town & Country Bank (Main) | 423 Grand Ave | Ravenna, NE |
| PLEASANTON BRANCH | 102 N Sycamore St | Pleasanton, NE |
| LITCHFIELD BRANCH | 224 N Main St | Litchfield, NE |
| KEARNEY BRANCH | 6005 2nd Ave W | Kearney, NE |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1932 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68869 |
| State and County Number | 31019 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kearney, NE |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.tcbank.bank |
| Data Updated | 01/30/2026 |
| CERT | 1434 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $237.15M |
| Total Deposits | $188.99M |
| Total Liabilities | $209.41M |
| Total Equity Capital | $27.75M |
| Net Income | $717.00k |
| Net Loans and Leases | $157.83M |
| Assets Per Employee ($Millions) | $8.18M |
| Bank Premises and Fixed Assets | $1.10M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $188.99M |
Key Performance Ratios
| Return on Assets (ROA) | 1.24% |
| Return on Equity (ROE) | 10.31% |
| Net Interest Margin | 4.22% |
| Efficiency Ratio | 51.25% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.34% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.7% |
| Earning Assets to total Assets | 94.48% |
Income and Expense
| Total Interest Income | $3.28M |
| Total Noninterest Income | $117.00k |
| Total Interest Expense | $959.00k |
| Total Noninterest Expense | $1.25M |
| Net Interest Income | $2.32M |
| Pre-tax Net Operating Income | $989.00k |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $19.30M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.12M |
| Total Liabilities and Capital | $237.15M |
Securities
| Securities | $64.20M |
| Available-for-sale debt securities | $64.20M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Town & Country Bank?
$237.15M as of the latest filing.
How much are Town & Country Bank's total deposits?
$188.99M in total deposits.
Where is Town & Country Bank located?
Ravenna, NE.
What is the Net Interest Margin?
4.22%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1932.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$157.83M (latest filing).
What is the total interest income (latest filing)?
$3.28M.