South Central State Bank
Campbell, NE
IDRSSD: 74056
Total Assets
$186.06M
Latest filing
Total Deposits
$148.23M
Latest filing
Net Interest Margin
4.80%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
South Central State Bank
673 Broad St
Campbell, NE 68932
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1948FDIC Certificate 10830
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| South Central State Bank (Main) | 673 Broad St | Campbell, NE |
| FRANKLIN BRANCH | 600 15th Ave | Franklin, NE |
| OXFORD BRANCH | 335 Ogden St | Oxford, NE |
| RED CLOUD BRANCH | 642 N Webster St | Red Cloud, NE |
| SOUTH CENTRAL STATE BANK OF BLUE HILL | 101 S Willson St | Blue Hill, NE |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1948 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68932 |
| State and County Number | 31061 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 21 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 07/01/1948 |
| Primary Insurance Agency | DIF |
| Website | http://www.southcentralstatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 16707 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $186.06M |
| Total Deposits | $148.23M |
| Total Liabilities | $158.20M |
| Total Equity Capital | $27.86M |
| Net Income | $1.03M |
| Net Loans and Leases | $121.22M |
| Assets Per Employee ($Millions) | $9.3M |
| Bank Premises and Fixed Assets | $2.05M |
| Cash and Balances due from Depository Institutions | $3.90M |
| Deposits Held in Domestic Offices | $148.23M |
Key Performance Ratios
| Return on Assets (ROA) | 2.19% |
| Return on Equity (ROE) | 14.99% |
| Net Interest Margin | 4.8% |
| Efficiency Ratio | 46.15% |
| Tier 1 Risk-Based Capital Ratio | 15.537% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.974% |
| Earning Assets to total Assets | 91.74% |
Income and Expense
| Total Interest Income | $2.87M |
| Total Noninterest Income | $96.00k |
| Total Interest Expense | $779.00k |
| Total Noninterest Expense | $1.01M |
| Net Interest Income | $2.09M |
| Pre-tax Net Operating Income | $1.15M |
| Provision for Credit Losses | $25.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.10M |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.86M |
| Total Liabilities and Capital | $186.06M |
Securities
| Securities | $49.46M |
| Available-for-sale debt securities | $49.46M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of South Central State Bank?
$186.06M as of the latest filing.
How much are South Central State Bank's total deposits?
$148.23M in total deposits.
Where is South Central State Bank located?
Campbell, NE.
What is the Net Interest Margin?
4.80%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1948.
What is the Return on Assets (ROA)?
2.19%.
How much are total loans and leases?
$121.22M (latest filing).
What is the total interest income (latest filing)?
$2.87M.