Capital City Bank

Tallahassee, FL
IDRSSD: 876634
Total Assets
$4.45B
Latest filing
Total Deposits
$3.82B
Latest filing
Net Interest Margin
4.37%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

063100688TALLAHASSEE, FL

Key People

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Locations

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Main Office
Capital City Bank
217 N Monroe St
Tallahassee, FL 32301
Limited Service - Administrative
Updated 07/24/2026Established 06/13/1907FDIC Certificate 6149

Branches (49 of 66)

Page 1 of 7
Showing a subset of branches for faster page loads. This bank has 67 locations total.
NameAddressCity / State
Capital City Bank (Main)217 N Monroe StTallahassee, FL
NORTH MONROE STREET2111 N Monroe StTallahassee, FL
CHIEFLAND BRANCH2012 N Young BlvdChiefland, FL
HASTINGS BRANCH207 North Main StreetHastings, FL
CAIRO BRANCH420 N Broad StCairo, GA
MACON BRANCH325 5th StMacon, GA
QUINCY BRANCH4 E Washington StQuincy, FL
APALACHEE PARKWAY BRANCH1801-1 Apalachee ParkwayTallahassee, FL
Showing 7 of 49

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

Active Watch Signals across growth, allowance, nonperforming, and charge-off portfolios.

Growth

Balance-sheet growth signals

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Allowance

ALLL coverage signals

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Nonperforming

Noncurrent loan signals

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Charge-off

Net charge-off signals

No active Watch signals. Watch Engine runs quarterly after each FFIEC ingestion.

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date06/13/1907
Community BankNo
Ownership TypeNot Mutual
ZIP32301
State and County Number12073
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number06
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameTallahassee, FL

Operational Info

Number of Employees903
Domestic Offices67
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.ccbg.com
Data Updated07/24/2026
CERT9622
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$4.45B
Total Deposits$3.82B
Total Liabilities$3.92B
Total Equity Capital$527.39M
Net Income$17.00M
Net Loans and Leases$2.50B
Assets Per Employee ($Millions)$4.94M
Bank Premises and Fixed Assets$106.86M
Cash and Balances due from Depository Institutions$479.73M
Deposits Held in Domestic Offices$3.82B

Key Performance Ratios

Return on Assets (ROA)1.53%
Return on Equity (ROE)12.96%
Net Interest Margin4.37%
Efficiency Ratio64.73%
Tier 1 Risk-Based Capital Ratio18.176%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.858%
Earning Assets to total Assets91.42%

Income and Expense

Total Interest Income$51.84M
Total Noninterest Income$20.46M
Total Interest Expense$7.35M
Total Noninterest Expense$42.04M
Net Interest Income$44.48M
Pre-tax Net Operating Income$21.99M
Provision for Credit Losses$918.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$3.42M
Other borrowed funds$66.42M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$7.42M
All Other Liabilities$28.98M
Total Liabilities and Capital$4.45B

Securities

Securities$1.15B
Available-for-sale debt securities$845.45M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$304.46M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Capital City Bank?
$4.45B as of the latest filing.
How much are Capital City Bank's total deposits?
$3.82B in total deposits.
Where is Capital City Bank located?
Tallahassee, FL.
What is the Net Interest Margin?
4.37%.
How many domestic offices does it operate?
67.
When was it established?
06/13/1907.
What is the Return on Assets (ROA)?
1.53%.
How much are total loans and leases?
$2.50B (latest filing).
What is the total interest income (latest filing)?
$51.84M.