Capital City Bank

Tallahassee, FL
IDRSSD: 876634
Total Assets
$4.38B
Latest filing
Total Deposits
$3.76B
Latest filing
Net Interest Margin
4.40%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

063100688TALLAHASSEE, FL

Key People

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Locations

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Main Office
Capital City Bank
217 N Monroe St
Tallahassee, FL 32301
Limited Service - Administrative
Updated 01/30/2026Established 06/13/1907FDIC Certificate 6149

Branches (66)

Page 1 of 10
NameAddressCity / State
Capital City Bank (Main)217 N Monroe StTallahassee, FL
NORTH MONROE STREET2111 N Monroe StTallahassee, FL
CHIEFLAND BRANCH2012 N Young BlvdChiefland, FL
HASTINGS BRANCH207 North Main StreetHastings, FL
CAIRO BRANCH420 N Broad StCairo, GA
MACON BRANCH325 5th StMacon, GA
QUINCY BRANCH4 E Washington StQuincy, FL
APALACHEE PARKWAY BRANCH1801-1 Apalachee ParkwayTallahassee, FL
Showing 7 of 66

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date06/13/1907
Community BankNo
Ownership TypeNot Mutual
ZIP32301
State and County Number12073
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number06
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameTallahassee, FL

Operational Info

Number of Employees931
Domestic Offices68
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.ccbg.com
Data Updated01/30/2026
CERT9622
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$4.38B
Total Deposits$3.76B
Total Liabilities$3.87B
Total Equity Capital$517.79M
Net Income$14.82M
Net Loans and Leases$2.54B
Assets Per Employee ($Millions)$4.7M
Bank Premises and Fixed Assets$105.70M
Cash and Balances due from Depository Institutions$529.97M
Deposits Held in Domestic Offices$3.76B

Key Performance Ratios

Return on Assets (ROA)1.36%
Return on Equity (ROE)11.53%
Net Interest Margin4.4%
Efficiency Ratio65.84%
Tier 1 Risk-Based Capital Ratio17.258%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.18%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.813%
Earning Assets to total Assets91.66%

Income and Expense

Total Interest Income$51.72M
Total Noninterest Income$19.83M
Total Interest Expense$7.90M
Total Noninterest Expense$41.90M
Net Interest Income$43.81M
Pre-tax Net Operating Income$19.75M
Provision for Credit Losses$2.00M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$1.94M
Other borrowed funds$55.69M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$22.02M
All Other Liabilities$31.99M
Total Liabilities and Capital$4.38B

Securities

Securities$1.01B
Available-for-sale debt securities$635.83M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$377.45M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Capital City Bank?
$4.38B as of the latest filing.
How much are Capital City Bank's total deposits?
$3.76B in total deposits.
Where is Capital City Bank located?
Tallahassee, FL.
What is the Net Interest Margin?
4.40%.
How many domestic offices does it operate?
68.
When was it established?
06/13/1907.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$2.54B (latest filing).
What is the total interest income (latest filing)?
$51.72M.