Capital City Bank
Tallahassee, FL
IDRSSD: 876634
Total Assets
$4.33B
Latest filing
Total Deposits
$3.71B
Latest filing
Net Interest Margin
4.42%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Capital City Bank
217 N Monroe St
Tallahassee, FL 32301
Limited Service - Administrative
Updated 11/14/2025Established 06/13/1907FDIC Certificate 6149
Branches (67)
Page 1 of 10| Name | Address | City / State |
|---|---|---|
| Capital City Bank (Main) | 217 N Monroe St | Tallahassee, FL |
| NORTH MONROE STREET | 2111 N Monroe St | Tallahassee, FL |
| CHIEFLAND BRANCH | 2012 N Young Blvd | Chiefland, FL |
| HASTINGS BRANCH | 207 North Main Street | Hastings, FL |
| CAIRO BRANCH | 420 N Broad St | Cairo, GA |
| MACON BRANCH | 325 5th St | Macon, GA |
| QUINCY BRANCH | 4 E Washington St | Quincy, FL |
| APALACHEE PARKWAY BRANCH | 1801-1 Apalachee Parkway | Tallahassee, FL |
Showing 7 of 67
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/13/1907 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 32301 |
| State and County Number | 12073 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Tallahassee, FL |
Operational Info
| Number of Employees | 942 |
| Domestic Offices | 68 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ccbg.com |
| Data Updated | 11/14/2025 |
| CERT | 9622 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.33B |
| Total Deposits | $3.71B |
| Total Liabilities | $3.81B |
| Total Equity Capital | $510.64M |
| Net Income | $15.79M |
| Net Loans and Leases | $2.58B |
| Assets Per Employee ($Millions) | $4.65M |
| Bank Premises and Fixed Assets | $106.62M |
| Cash and Balances due from Depository Institutions | $465.90M |
| Deposits Held in Domestic Offices | $3.71B |
Key Performance Ratios
| Return on Assets (ROA) | 1.45% |
| Return on Equity (ROE) | 12.48% |
| Net Interest Margin | 4.42% |
| Efficiency Ratio | 65.09% |
| Tier 1 Risk-Based Capital Ratio | 16.648% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.805% |
| Earning Assets to total Assets | 91.26% |
Income and Expense
| Total Interest Income | $51.43M |
| Total Noninterest Income | $21.01M |
| Total Interest Expense | $7.49M |
| Total Noninterest Expense | $42.28M |
| Net Interest Income | $43.94M |
| Pre-tax Net Operating Income | $20.79M |
| Provision for Credit Losses | $1.88M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.83M |
| Other borrowed funds | $42.84M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $25.63M |
| All Other Liabilities | $35.70M |
| Total Liabilities and Capital | $4.33B |
Securities
| Securities | $973.89M |
| Available-for-sale debt securities | $569.24M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $404.66M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Capital City Bank?
$4.33B as of the latest filing.
How much are Capital City Bank's total deposits?
$3.71B in total deposits.
Where is Capital City Bank located?
Tallahassee, FL.
What is the Net Interest Margin?
4.42%.
How many domestic offices does it operate?
68.
When was it established?
06/13/1907.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$2.58B (latest filing).
What is the total interest income (latest filing)?
$51.43M.