Peoples Bank of Graceville
Graceville, FL
IDRSSD: 717232
Total Assets
$113.17M
Latest filing
Total Deposits
$104.21M
Latest filing
Net Interest Margin
2.55%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
063209660GRACEVILLE, FL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Bank of Graceville
5306 Brown St
Graceville, FL 32440
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/12/1974FDIC Certificate 15013
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Peoples Bank of Graceville (Main) | 5306 Brown St | Graceville, FL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/12/1974 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 32440 |
| State and County Number | 12063 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/12/1974 |
| Primary Insurance Agency | DIF |
| Website | www.peoplesgraceville.com |
| Data Updated | 01/30/2026 |
| CERT | 21692 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $113.17M |
| Total Deposits | $104.21M |
| Total Liabilities | $105.32M |
| Total Equity Capital | $7.85M |
| Net Income | $309.00k |
| Net Loans and Leases | $40.16M |
| Assets Per Employee ($Millions) | $8.71M |
| Bank Premises and Fixed Assets | $180.00k |
| Cash and Balances due from Depository Institutions | $3.00M |
| Deposits Held in Domestic Offices | $104.21M |
Key Performance Ratios
| Return on Assets (ROA) | 1.06% |
| Return on Equity (ROE) | 15.78% |
| Net Interest Margin | 2.55% |
| Efficiency Ratio | 62.09% |
| Tier 1 Risk-Based Capital Ratio | 29.628% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.938% |
| Earning Assets to total Assets | 98.06% |
Income and Expense
| Total Interest Income | $1.24M |
| Total Noninterest Income | $87.00k |
| Total Interest Expense | $514.00k |
| Total Noninterest Expense | $506.00k |
| Net Interest Income | $728.00k |
| Pre-tax Net Operating Income | $309.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.10M |
| Total Liabilities and Capital | $113.17M |
Securities
| Securities | $68.81M |
| Available-for-sale debt securities | $18.97M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $49.84M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank of Graceville?
$113.17M as of the latest filing.
How much are Peoples Bank of Graceville's total deposits?
$104.21M in total deposits.
Where is Peoples Bank of Graceville located?
Graceville, FL.
What is the Net Interest Margin?
2.55%.
How many domestic offices does it operate?
1.
When was it established?
07/12/1974.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$40.16M (latest filing).
What is the total interest income (latest filing)?
$1.24M.