Seacoast National Bank

Stuart, FL
IDRSSD: 34537
Total Assets
$16.67B
Latest filing
Total Deposits
$13.10B
Latest filing
Net Interest Margin
3.72%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1933
Community BankNo
Ownership TypeNot Mutual
ZIP34994
State and County Number12085
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number06
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NamePort St. Lucie, FL

Operational Info

Number of Employees1,494
Domestic Offices91
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date07/11/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.seacoastbank.com
Data Updated11/14/2025
CERT131
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$16.67B
Total Deposits$13.10B
Total Liabilities$14.30B
Total Equity Capital$2.37B
Net Income$37.29M
Net Loans and Leases$10.83B
Assets Per Employee ($Millions)$10.59M
Bank Premises and Fixed Assets$160.56M
Cash and Balances due from Depository Institutions$332.01M
Deposits Held in Domestic Offices$13.10B

Key Performance Ratios

Return on Assets (ROA)0.92%
Return on Equity (ROE)6.47%
Net Interest Margin3.72%
Efficiency Ratio60.04%
Tier 1 Risk-Based Capital Ratio13.796%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.21%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.229%
Earning Assets to total Assets88.89%

Income and Expense

Total Interest Income$202.71M
Total Noninterest Income$23.73M
Total Interest Expense$68.12M
Total Noninterest Expense$101.00M
Net Interest Income$134.59M
Pre-tax Net Operating Income$48.79M
Provision for Credit Losses$8.52M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$5.08M
Other borrowed funds$690.00M
Federal Funds Sold & Reverse Repurchase Agreement$4.84M
Federal Funds Purchased and Repurchased Agreement$335.52M
All Other Liabilities$172.79M
Total Liabilities and Capital$16.67B

Securities

Securities$3.82B
Available-for-sale debt securities$3.21B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$598.60M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Seacoast National Bank?
$16.67B as of the latest filing.
How much are Seacoast National Bank's total deposits?
$13.10B in total deposits.
Where is Seacoast National Bank located?
Stuart, FL.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
91.
When was it established?
01/01/1933.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$10.83B (latest filing).
What is the total interest income (latest filing)?
$202.71M.