Cedar Rapids Bank and Trust Company
Cedar Rapids, IA
IDRSSD: 3029589
Total Assets
$2.87B
Latest filing
Total Deposits
$1.98B
Latest filing
Net Interest Margin
3.65%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
073922597CEDAR RAPIDS, IA073922801CEDAR RAPIDS, IA
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Cedar Rapids Bank and Trust Company
500 1st Ave Ne
Cedar Rapids, IA 52401
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/14/2001FDIC Certificate 359966
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Cedar Rapids Bank and Trust Company (Main) | 500 1st Ave Ne | Cedar Rapids, IA |
| CEDAR HILLS BRANCH | 191 Jacolyn Dr Nw | Cedar Rapids, IA |
| MARION BRANCH | 700 25th St | Marion, IA |
| CEDAR FALLS BRANCH | 2322 W 1st St | Cedar Falls, IA |
| WATERLOO BRANCH | 11 Tower Park Dr | Waterloo, IA |
| COUNCIL STREET BRANCH | 5400 Council St Ne | Cedar Rapids, IA |
| BEVER AVENUE OFFICE | 2701 Bever Ave Se | Cedar Rapids, IA |
| COMMUNITY NATIONAL BANK BRANCH | 422 Commercial St | Waterloo, IA |
Showing 7 of 8
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
BankIowa
Cedar Rapids, Iowa
→
Assets: $827.49MΔ -70.1%
Quad City Bank and Trust Company
Bettendorf, Iowa
→
Assets: $2.78BΔ +0.4%
Northwest Bank
Spencer, Iowa
→
Assets: $2.97BΔ +7.3%
United Bank of Iowa
Ida Grove, Iowa
→
Assets: $2.48BΔ -10.3%
Bank Iowa
West Des Moines, Iowa
→
Assets: $2.40BΔ -13.2%
Central Bank
Storm Lake, Iowa
→
Assets: $2.27BΔ -18.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/14/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52401 |
| State and County Number | 19113 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Cedar Rapids, IA |
Operational Info
| Number of Employees | 179 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 09/14/2001 |
| Primary Insurance Agency | DIF |
| Website | www.CRBT.bank |
| Data Updated | 01/30/2026 |
| CERT | 57244 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.87B |
| Total Deposits | $1.98B |
| Total Liabilities | $2.40B |
| Total Equity Capital | $469.37M |
| Net Income | $25.66M |
| Net Loans and Leases | $1.96B |
| Assets Per Employee ($Millions) | $15.44M |
| Bank Premises and Fixed Assets | $48.48M |
| Cash and Balances due from Depository Institutions | $87.65M |
| Deposits Held in Domestic Offices | $1.98B |
Key Performance Ratios
| Return on Assets (ROA) | 3.64% |
| Return on Equity (ROE) | 22.25% |
| Net Interest Margin | 3.65% |
| Efficiency Ratio | 36.32% |
| Tier 1 Risk-Based Capital Ratio | 13.764% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.349% |
| Earning Assets to total Assets | 86.25% |
Income and Expense
| Total Interest Income | $35.63M |
| Total Noninterest Income | $28.39M |
| Total Interest Expense | $13.50M |
| Total Noninterest Expense | $18.41M |
| Net Interest Income | $22.13M |
| Pre-tax Net Operating Income | $30.61M |
| Provision for Credit Losses | $1.50M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $88.93M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $75.35M |
| All Other Liabilities | $253.69M |
| Total Liabilities and Capital | $2.87B |
Securities
| Securities | $353.69M |
| Available-for-sale debt securities | $81.95M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $269.39M |
| Subordinated Debt | $0 |
| Trading Account Assets | $83.86M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cedar Rapids Bank and Trust Company?
$2.87B as of the latest filing.
How much are Cedar Rapids Bank and Trust Company's total deposits?
$1.98B in total deposits.
Where is Cedar Rapids Bank and Trust Company located?
Cedar Rapids, IA.
What is the Net Interest Margin?
3.65%.
How many domestic offices does it operate?
9.
When was it established?
09/14/2001.
What is the Return on Assets (ROA)?
3.64%.
How much are total loans and leases?
$1.96B (latest filing).
What is the total interest income (latest filing)?
$35.63M.