BankIowa
Cedar Rapids, IA
IDRSSD: 737548
Total Assets
$823.63M
Latest filing
Total Deposits
$688.59M
Latest filing
Net Interest Margin
4.22%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073920285INDEPENDENCE, IA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
BankIowa
7045 C Ave Ne
Cedar Rapids, IA 52402
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1881FDIC Certificate 11301
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| BankIowa (Main) | 7045 C Ave Ne | Cedar Rapids, IA |
| LAMONT BRANCH | 633 Bush St | Lamont, IA |
| NORWAY BRANCH | 102 W Railroad St | Norway, IA |
| JESUP BRANCH | 1311 6th St | Jesup, IA |
| FIRST STREET EAST BRANCH | 230 1st St E | Independence, IA |
| UNIVERSITY AVENUE BRANCH | 6804 University Ave | Cedar Falls, IA |
| KIMBALL BRANCH | 3222 Kimball Ave | Waterloo, IA |
| EDGEWOOD PARKWAY BRANCH | 2701 Edgewood Pkwy Sw | Cedar Rapids, IA |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1881 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52402 |
| State and County Number | 19113 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Cedar Rapids, IA |
Operational Info
| Number of Employees | 131 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 12/11/1953 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankiowa.com |
| Data Updated | 01/30/2026 |
| CERT | 17282 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $823.63M |
| Total Deposits | $688.59M |
| Total Liabilities | $722.66M |
| Total Equity Capital | $100.97M |
| Net Income | $3.36M |
| Net Loans and Leases | $674.27M |
| Assets Per Employee ($Millions) | $6.38M |
| Bank Premises and Fixed Assets | $6.28M |
| Cash and Balances due from Depository Institutions | $17.36M |
| Deposits Held in Domestic Offices | $688.59M |
Key Performance Ratios
| Return on Assets (ROA) | 1.63% |
| Return on Equity (ROE) | 13.45% |
| Net Interest Margin | 4.22% |
| Efficiency Ratio | 60.85% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.259% |
| Earning Assets to total Assets | 94.53% |
Income and Expense
| Total Interest Income | $11.56M |
| Total Noninterest Income | $1.88M |
| Total Interest Expense | $3.34M |
| Total Noninterest Expense | $6.15M |
| Net Interest Income | $8.22M |
| Pre-tax Net Operating Income | $3.50M |
| Provision for Credit Losses | $450.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.29M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $19.27M |
| All Other Liabilities | $10.52M |
| Total Liabilities and Capital | $823.63M |
Securities
| Securities | $91.00M |
| Available-for-sale debt securities | $90.99M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BankIowa?
$823.63M as of the latest filing.
How much are BankIowa's total deposits?
$688.59M in total deposits.
Where is BankIowa located?
Cedar Rapids, IA.
What is the Net Interest Margin?
4.22%.
How many domestic offices does it operate?
13.
When was it established?
01/01/1881.
What is the Return on Assets (ROA)?
1.63%.
How much are total loans and leases?
$674.27M (latest filing).
What is the total interest income (latest filing)?
$11.56M.