Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	02/14/1921
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	50702
State and County Number	19013
Subchapter S Corporations	Yes
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	07
Numeric code	21
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	Waterloo-Cedar Falls, IA

Operational Info

Number of Employees	130
Domestic Offices	6
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	03/19/1999
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	BIF
Website	N/A
Data Updated	11/14/2025
CERT	12860
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$827.49M
Total Deposits	$677.77M
Total Liabilities	$728.63M
Total Equity Capital	$98.86M
Net Income	$3.10M
Net Loans and Leases	$683.71M
Assets Per Employee ($Millions)	$6.32M
Bank Premises and Fixed Assets	$6.34M
Cash and Balances due from Depository Institutions	$12.11M
Deposits Held in Domestic Offices	$677.77M

Return on Assets (ROA)	1.51%
Return on Equity (ROE)	12.79%
Net Interest Margin	3.99%
Efficiency Ratio	60.17%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.22%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	11.947%
Earning Assets to total Assets	94.18%

Total Interest Income	$11.28M
Total Noninterest Income	$1.48M
Total Interest Expense	$3.51M
Total Noninterest Expense	$5.57M
Net Interest Income	$7.77M
Pre-tax Net Operating Income	$3.23M
Provision for Credit Losses	$450.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$24.83M
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$16.09M
All Other Liabilities	$9.94M
Total Liabilities and Capital	$827.49M

Securities	$90.80M
Available-for-sale debt securities	$90.78M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of BankIowa?

$827.49M as of the latest filing.

How much are BankIowa's total deposits?

$677.77M in total deposits.

Where is BankIowa located?

Waterloo, IA.

What is the Net Interest Margin?

3.99%.

How many domestic offices does it operate?

When was it established?

02/14/1921.

What is the Return on Assets (ROA)?

1.51%.

How much are total loans and leases?

$683.71M (latest filing).

What is the total interest income (latest filing)?

$11.28M.