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West Bank

West Des Moines, IA
IDRSSD: 139740
Total Assets
$3.98B
Latest filing
Total Deposits
$3.31B
Latest filing
Net Interest Margin
2.57%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1893
Community BankYes
Ownership TypeNot Mutual
ZIP50266
State and County Number19153
Subchapter S CorporationsNo
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameDes Moines-West Des Moines, IA

Operational Info

Number of Employees189
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteWWW.WESTBANKSTRONG.COM
Data Updated11/14/2025
CERT15614
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.98B
Total Deposits$3.31B
Total Liabilities$3.63B
Total Equity Capital$356.87M
Net Income$10.59M
Net Loans and Leases$2.98B
Assets Per Employee ($Millions)$21.54M
Bank Premises and Fixed Assets$109.21M
Cash and Balances due from Depository Institutions$136.14M
Deposits Held in Domestic Offices$3.31B

Key Performance Ratios

Return on Assets (ROA)1.05%
Return on Equity (ROE)12.09%
Net Interest Margin2.57%
Efficiency Ratio50.55%
Tier 1 Risk-Based Capital Ratio12.258%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.956%
Earning Assets to total Assets93.44%

Income and Expense

Total Interest Income$48.92M
Total Noninterest Income$2.49M
Total Interest Expense$24.86M
Total Noninterest Expense$13.42M
Net Interest Income$24.07M
Pre-tax Net Operating Income$13.13M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$281.49M
Federal Funds Sold & Reverse Repurchase Agreement$96.79M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$33.27M
Total Liabilities and Capital$3.98B

Securities

Securities$537.86M
Available-for-sale debt securities$537.86M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of West Bank?
$3.98B as of the latest filing.
How much are West Bank's total deposits?
$3.31B in total deposits.
Where is West Bank located?
West Des Moines, IA.
What is the Net Interest Margin?
2.57%.
How many domestic offices does it operate?
12.
When was it established?
01/01/1893.
What is the Return on Assets (ROA)?
1.05%.
How much are total loans and leases?
$2.98B (latest filing).
What is the total interest income (latest filing)?
$48.92M.