Resource Bank
Covington, LA
IDRSSD: 2716088
Total Assets
$942.61M
Latest filing
Total Deposits
$803.68M
Latest filing
Net Interest Margin
4.45%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
065405242COVINGTON, LA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Resource Bank
70533 Highway 21
Covington, LA 70433
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/20/1998FDIC Certificate 61651
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Resource Bank (Main) | 70533 Highway 21 | Covington, LA |
| FRANKLINTON BRANCH | 988 Washington St | Franklinton, LA |
| BOGALUSA BRANCH | 402 Avenue B | Bogalusa, LA |
| COVINGTON BRANCH | 5100 Village Walk | Covington, LA |
| HIGHWAY 59 MOTORBRANCH | 68177 Highway 59 | Mandeville, LA |
| WEST CAUSEWAY BRANCH | 1695 W Causeway Approach | Mandeville, LA |
| SLIDELL BRANCH | 2283 Gause Blvd E | Slidell, LA |
| CHRISTWOOD RETIREMENT CENTER | 100 Christwood Blvd | Covington, LA |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/20/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70433 |
| State and County Number | 22103 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | New Orleans-Metairie, LA |
Operational Info
| Number of Employees | 160 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/15/2023 |
| Date of Deposit Insurance | 07/20/1998 |
| Primary Insurance Agency | DIF |
| Website | http://www.resource.bank |
| Data Updated | 01/30/2026 |
| CERT | 34803 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $942.61M |
| Total Deposits | $803.68M |
| Total Liabilities | $827.57M |
| Total Equity Capital | $115.04M |
| Net Income | $2.82M |
| Net Loans and Leases | $793.26M |
| Assets Per Employee ($Millions) | $5.85M |
| Bank Premises and Fixed Assets | $32.48M |
| Cash and Balances due from Depository Institutions | $9.87M |
| Deposits Held in Domestic Offices | $803.68M |
Key Performance Ratios
| Return on Assets (ROA) | 1.2% |
| Return on Equity (ROE) | 9.93% |
| Net Interest Margin | 4.45% |
| Efficiency Ratio | 63.16% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.205% |
| Earning Assets to total Assets | 94.84% |
Income and Expense
| Total Interest Income | $13.37M |
| Total Noninterest Income | $271.00k |
| Total Interest Expense | $3.46M |
| Total Noninterest Expense | $6.43M |
| Net Interest Income | $9.91M |
| Pre-tax Net Operating Income | $3.66M |
| Provision for Credit Losses | $91.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $400.00k |
| Other borrowed funds | $18.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.89M |
| Total Liabilities and Capital | $942.61M |
Securities
| Securities | $98.01M |
| Available-for-sale debt securities | $93.11M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $4.90M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Resource Bank?
$942.61M as of the latest filing.
How much are Resource Bank's total deposits?
$803.68M in total deposits.
Where is Resource Bank located?
Covington, LA.
What is the Net Interest Margin?
4.45%.
How many domestic offices does it operate?
11.
When was it established?
07/20/1998.
What is the Return on Assets (ROA)?
1.2%.
How much are total loans and leases?
$793.26M (latest filing).
What is the total interest income (latest filing)?
$13.37M.