Guaranty Bank & Trust Company of Delhi, Louisiana
Delhi, LA
IDRSSD: 969255
Total Assets
$467.04M
Latest filing
Total Deposits
$402.78M
Latest filing
Net Interest Margin
4.03%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Guaranty Bank & Trust Company of Delhi, Louisiana
120 Oak St
Delhi, LA 71232
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/15/1966FDIC Certificate 13437
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Guaranty Bank & Trust Company of Delhi, Louisiana (Main) | 120 Oak St | Delhi, LA |
| MADISON BRANCH | 13 Crothers Dr | Richmond, LA |
| RAYVILLE BRANCH | 802 Julia St | Rayville, LA |
| DRIVE-IN BRANCH | 602 Broadway St | Delhi, LA |
| EPPS BRANCH | 938 Highway 17 | Epps, LA |
| OAK GROVE BRANCH | 109 S Constitution Ave | Oak Grove, LA |
| START BRANCH | 2899 Louisiana Hwy 133 | Rayville, LA |
| WEST MONROE BRANCH | 5115 Cypress St | West Monroe, LA |
Showing 7 of 9
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Commercial Capital Bank
Delhi, Louisiana
→
Assets: $524.99MΔ +17.1%
Farmers-Merchants Bank & Trust Company
Breaux Bridge, Louisiana
→
Assets: $449.54MΔ +0.2%
Louisiana National Bank
Ruston, Louisiana
→
Assets: $453.16MΔ +1.0%
The Bank
Jennings, Louisiana
→
Assets: $434.89MΔ -3.0%
Citizens Bank & Trust Company
Plaquemine, Louisiana
→
Assets: $465.66MΔ +3.8%
M C Bank & Trust Company
Morgan City, Louisiana
→
Assets: $478.79MΔ +6.8%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/15/1966 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71232 |
| State and County Number | 22083 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 68 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/15/1966 |
| Primary Insurance Agency | DIF |
| Website | www.gbankla.com |
| Data Updated | 01/30/2026 |
| CERT | 19638 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $467.04M |
| Total Deposits | $402.78M |
| Total Liabilities | $429.75M |
| Total Equity Capital | $37.29M |
| Net Income | $1.66M |
| Net Loans and Leases | $332.00M |
| Assets Per Employee ($Millions) | $7.3M |
| Bank Premises and Fixed Assets | $4.82M |
| Cash and Balances due from Depository Institutions | $118.57M |
| Deposits Held in Domestic Offices | $402.78M |
Key Performance Ratios
| Return on Assets (ROA) | 1.45% |
| Return on Equity (ROE) | 17.82% |
| Net Interest Margin | 4.03% |
| Efficiency Ratio | 59.74% |
| Tier 1 Risk-Based Capital Ratio | 14.255% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.28% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.985% |
| Earning Assets to total Assets | 94.66% |
Income and Expense
| Total Interest Income | $7.34M |
| Total Noninterest Income | $537.00k |
| Total Interest Expense | $2.94M |
| Total Noninterest Expense | $2.95M |
| Net Interest Income | $4.40M |
| Pre-tax Net Operating Income | $1.66M |
| Provision for Credit Losses | $325.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.34M |
| Other borrowed funds | $24.79M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.18M |
| Total Liabilities and Capital | $467.04M |
Securities
| Securities | $5.94M |
| Available-for-sale debt securities | $5.94M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Guaranty Bank & Trust Company of Delhi, Louisiana?
$467.04M as of the latest filing.
How much are Guaranty Bank & Trust Company of Delhi, Louisiana's total deposits?
$402.78M in total deposits.
Where is Guaranty Bank & Trust Company of Delhi, Louisiana located?
Delhi, LA.
What is the Net Interest Margin?
4.03%.
How many domestic offices does it operate?
10.
When was it established?
10/15/1966.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$332.00M (latest filing).
What is the total interest income (latest filing)?
$7.34M.