The Bank

Jennings, LA
IDRSSD: 2505460
Total Assets
$434.89M
Latest filing
Total Deposits
$366.12M
Latest filing
Net Interest Margin
5.35%
Profitability

Locations

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Main Office
The Bank
1304 N Cutting Ave
Jennings, LA 70546
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/26/1997FDIC Certificate 57172

Branches (7)

Page 1 of 1
NameAddressCity / State
The Bank (Main)1304 N Cutting AveJennings, LA
IOWA OFFICE114 N Thomson AveIowa, LA
JENNINGS MOTOR BRANCH1304 N Cutting AveJennings, LA
IOTA BRANCH413 Saint Joseph AveIota, LA
LAKE ARTHUR BRANCH800 N Highway 26Lake Arthur, LA
WELSH BRANCH113 W Russell AveWelsh, LA
RAYNE BRANCH1012 The BlvdRayne, LA
THE BANK CROWLEY OFFICE BRANCH1311 N Parkerson AveCrowley, LA
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/26/1997
Community BankYes
Ownership TypeNot Mutual
ZIP70546
State and County Number22053
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameJennings, LA

Operational Info

Number of Employees83
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance02/26/1997
Primary Insurance AgencyDIF
Websitewww.thebank.bank
Data Updated11/14/2025
CERT34409
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$434.89M
Total Deposits$366.12M
Total Liabilities$379.68M
Total Equity Capital$55.21M
Net Income$1.72M
Net Loans and Leases$325.01M
Assets Per Employee ($Millions)$5.24M
Bank Premises and Fixed Assets$8.51M
Cash and Balances due from Depository Institutions$31.21M
Deposits Held in Domestic Offices$366.12M

Key Performance Ratios

Return on Assets (ROA)1.58%
Return on Equity (ROE)12.61%
Net Interest Margin5.35%
Efficiency Ratio55.54%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.47%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.696%
Earning Assets to total Assets94.37%

Income and Expense

Total Interest Income$7.61M
Total Noninterest Income$685.00k
Total Interest Expense$2.10M
Total Noninterest Expense$3.44M
Net Interest Income$5.51M
Pre-tax Net Operating Income$2.24M
Provision for Credit Losses$514.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$476.00k
Other borrowed funds$5.00M
Federal Funds Sold & Reverse Repurchase Agreement$1.00M
Federal Funds Purchased and Repurchased Agreement$1.66M
All Other Liabilities$6.91M
Total Liabilities and Capital$434.89M

Securities

Securities$59.92M
Available-for-sale debt securities$59.92M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Bank?
$434.89M as of the latest filing.
How much are The Bank's total deposits?
$366.12M in total deposits.
Where is The Bank located?
Jennings, LA.
What is the Net Interest Margin?
5.35%.
How many domestic offices does it operate?
8.
When was it established?
02/26/1997.
What is the Return on Assets (ROA)?
1.58%.
How much are total loans and leases?
$325.01M (latest filing).
What is the total interest income (latest filing)?
$7.61M.