The Gunnison Bank and Trust Company
Gunnison, CO
IDRSSD: 502559
Total Assets
$250.03M
Latest filing
Total Deposits
$206.14M
Latest filing
Net Interest Margin
5.15%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
102101276GUNNISON, CO
Key People
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Locations
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Main Office
The Gunnison Bank and Trust Company
232 W Tomichi Ave
Gunnison, CO 81230
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/23/1910FDIC Certificate 7186
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Gunnison Bank and Trust Company (Main) | 232 W Tomichi Ave | Gunnison, CO |
| CRESTED BUTTE BRANCH | 6th And Gothic | Crested Butte, CO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 12/23/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81230 |
| State and County Number | 08051 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 43 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.gunnisonbank.com |
| Data Updated | 01/30/2026 |
| CERT | 11259 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $250.03M |
| Total Deposits | $206.14M |
| Total Liabilities | $218.52M |
| Total Equity Capital | $31.52M |
| Net Income | $781.00k |
| Net Loans and Leases | $162.16M |
| Assets Per Employee ($Millions) | $5.68M |
| Bank Premises and Fixed Assets | $8.62M |
| Cash and Balances due from Depository Institutions | $11.92M |
| Deposits Held in Domestic Offices | $206.14M |
Key Performance Ratios
| Return on Assets (ROA) | 1.24% |
| Return on Equity (ROE) | 9.95% |
| Net Interest Margin | 5.15% |
| Efficiency Ratio | 69.23% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.605% |
| Earning Assets to total Assets | 89.09% |
Income and Expense
| Total Interest Income | $3.56M |
| Total Noninterest Income | $473.00k |
| Total Interest Expense | $632.00k |
| Total Noninterest Expense | $2.36M |
| Net Interest Income | $2.93M |
| Pre-tax Net Operating Income | $1.02M |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $25.01M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.38M |
| Total Liabilities and Capital | $250.03M |
Securities
| Securities | $34.17M |
| Available-for-sale debt securities | $34.17M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Gunnison Bank and Trust Company?
$250.03M as of the latest filing.
How much are The Gunnison Bank and Trust Company's total deposits?
$206.14M in total deposits.
Where is The Gunnison Bank and Trust Company located?
Gunnison, CO.
What is the Net Interest Margin?
5.15%.
How many domestic offices does it operate?
2.
When was it established?
12/23/1910.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$162.16M (latest filing).
What is the total interest income (latest filing)?
$3.56M.