Bank of Colorado

Fort Collins, CO
IDRSSD: 255659
Total Assets
$7.44B
Latest filing
Total Deposits
$6.47B
Latest filing
Net Interest Margin
3.18%
Profitability

Locations

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Main Office
Bank of Colorado
1609 E Harmony Rd
Fort Collins, CO 80525
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1900FDIC Certificate 11054

Branches (59)

Page 1 of 9
NameAddressCity / State
Bank of Colorado (Main)1609 E Harmony RdFort Collins, CO
GLENWOOD SPRINGS BRANCH901 Grand AveGlenwood Springs, CO
GALLUP MAIN BRANCH107 E Aztec AveGallup, NM
GRAND JUNCTION BRANCH200 Grand AveGrand Junction, CO
OLATHE BRANCH500 S Highway 50 Business LoopOlathe, CO
WINDSOR BRANCH1041 Main StWindsor, CO
COLORADO SPRINGS EDISON BRANCH4328 Edison AveColorado Springs, CO
MONTROSEBANK NORTH BRANCH200 N Townsend AveMontrose, CO
Showing 7 of 59

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1900
Community BankNo
Ownership TypeNot Mutual
ZIP80525
State and County Number08069
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameFort Collins, CO

Operational Info

Number of Employees730
Domestic Offices59
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/26/1951
Primary Insurance AgencyDIF
Websitewww.bankofcolorado.com
Data Updated11/14/2025
CERT16980
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$7.44B
Total Deposits$6.47B
Total Liabilities$6.73B
Total Equity Capital$708.93M
Net Income$22.00M
Net Loans and Leases$4.98B
Assets Per Employee ($Millions)$10.27M
Bank Premises and Fixed Assets$82.29M
Cash and Balances due from Depository Institutions$235.18M
Deposits Held in Domestic Offices$6.47B

Key Performance Ratios

Return on Assets (ROA)1.2%
Return on Equity (ROE)12.66%
Net Interest Margin3.18%
Efficiency Ratio54.01%
Tier 1 Risk-Based Capital Ratio14.723%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.531%
Earning Assets to total Assets96.1%

Income and Expense

Total Interest Income$86.03M
Total Noninterest Income$9.00M
Total Interest Expense$29.88M
Total Noninterest Expense$35.19M
Net Interest Income$56.16M
Pre-tax Net Operating Income$28.47M
Provision for Credit Losses$1.50M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$109.57M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$96.58M
All Other Liabilities$50.65M
Total Liabilities and Capital$7.44B

Securities

Securities$2.01B
Available-for-sale debt securities$2.01B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Colorado?
$7.44B as of the latest filing.
How much are Bank of Colorado's total deposits?
$6.47B in total deposits.
Where is Bank of Colorado located?
Fort Collins, CO.
What is the Net Interest Margin?
3.18%.
How many domestic offices does it operate?
59.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
1.2%.
How much are total loans and leases?
$4.98B (latest filing).
What is the total interest income (latest filing)?
$86.03M.