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The Pueblo Bank and Trust Company

Pueblo, CO
IDRSSD: 106452
Total Assets
$670.86M
Latest filing
Total Deposits
$562.37M
Latest filing
Net Interest Margin
5.39%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1889
Community BankYes
Ownership TypeNot Mutual
ZIP81003
State and County Number08101
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NamePueblo, CO

Operational Info

Number of Employees136
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.pbandt.bank
Data Updated11/14/2025
CERT12594
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$670.86M
Total Deposits$562.37M
Total Liabilities$589.91M
Total Equity Capital$80.95M
Net Income$4.58M
Net Loans and Leases$533.15M
Assets Per Employee ($Millions)$5.01M
Bank Premises and Fixed Assets$9.44M
Cash and Balances due from Depository Institutions$12.82M
Deposits Held in Domestic Offices$562.37M

Key Performance Ratios

Return on Assets (ROA)2.78%
Return on Equity (ROE)23.18%
Net Interest Margin5.39%
Efficiency Ratio56.43%
Tier 1 Risk-Based Capital Ratio13.959%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.066%
Earning Assets to total Assets96.1%

Income and Expense

Total Interest Income$10.10M
Total Noninterest Income$2.12M
Total Interest Expense$1.58M
Total Noninterest Expense$6.07M
Net Interest Income$8.52M
Pre-tax Net Operating Income$4.58M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.13M
Other borrowed funds$15.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$8.13M
All Other Liabilities$4.41M
Total Liabilities and Capital$670.86M

Securities

Securities$106.95M
Available-for-sale debt securities$59.63M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$47.32M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Pueblo Bank and Trust Company?
$670.86M as of the latest filing.
How much are The Pueblo Bank and Trust Company's total deposits?
$562.37M in total deposits.
Where is The Pueblo Bank and Trust Company located?
Pueblo, CO.
What is the Net Interest Margin?
5.39%.
How many domestic offices does it operate?
12.
When was it established?
01/01/1889.
What is the Return on Assets (ROA)?
2.78%.
How much are total loans and leases?
$533.15M (latest filing).
What is the total interest income (latest filing)?
$10.10M.