Frontier Bank
Lamar, CO
IDRSSD: 191355
Total Assets
$424.94M
Latest filing
Total Deposits
$380.21M
Latest filing
Net Interest Margin
3.70%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
102100879LAMAR, CO
Key People
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Locations
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Main Office
Frontier Bank
200 S Main St
Lamar, CO 81052
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/25/1934FDIC Certificate 9213
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Frontier Bank (Main) | 200 S Main St | Lamar, CO |
| MOTOR BANK BRANCH | 400 S Main St | Lamar, CO |
| BURLINGTON BRANCH | 107 S 14th St | Burlington, CO |
| SPRINGFIELD BRANCH | 808 Main St | Springfield, CO |
| PUEBLO BRANCH | 4115 Outlook Blvd | Pueblo, CO |
| PUEBLO WEST BRANCH | 18 E Spaulding Ave | Pueblo West, CO |
| ALAMOSA BRANCH | 1307 Main St | Alamosa, CO |
| WALSH BRANCH | 501 N Colorado St | Walsh, CO |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/25/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81052 |
| State and County Number | 08099 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 57 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/25/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.frontierbankco.com |
| Data Updated | 01/30/2026 |
| CERT | 14730 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $424.94M |
| Total Deposits | $380.21M |
| Total Liabilities | $381.99M |
| Total Equity Capital | $42.95M |
| Net Income | $1.78M |
| Net Loans and Leases | $194.49M |
| Assets Per Employee ($Millions) | $7.46M |
| Bank Premises and Fixed Assets | $1.93M |
| Cash and Balances due from Depository Institutions | $16.03M |
| Deposits Held in Domestic Offices | $380.21M |
Key Performance Ratios
| Return on Assets (ROA) | 1.69% |
| Return on Equity (ROE) | 16.79% |
| Net Interest Margin | 3.7% |
| Efficiency Ratio | 52.12% |
| Tier 1 Risk-Based Capital Ratio | 18.592% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.108% |
| Earning Assets to total Assets | 97.65% |
Income and Expense
| Total Interest Income | $5.41M |
| Total Noninterest Income | $567.00k |
| Total Interest Expense | $1.60M |
| Total Noninterest Expense | $2.28M |
| Net Interest Income | $3.81M |
| Pre-tax Net Operating Income | $2.07M |
| Provision for Credit Losses | $23.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.78M |
| Total Liabilities and Capital | $424.94M |
Securities
| Securities | $206.44M |
| Available-for-sale debt securities | $206.44M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Frontier Bank?
$424.94M as of the latest filing.
How much are Frontier Bank's total deposits?
$380.21M in total deposits.
Where is Frontier Bank located?
Lamar, CO.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
8.
When was it established?
08/25/1934.
What is the Return on Assets (ROA)?
1.69%.
How much are total loans and leases?
$194.49M (latest filing).
What is the total interest income (latest filing)?
$5.41M.