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Frontier Bank

Lamar, CO
IDRSSD: 191355
Total Assets
$418.36M
Latest filing
Total Deposits
$374.74M
Latest filing
Net Interest Margin
3.66%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/25/1934
Community BankYes
Ownership TypeNot Mutual
ZIP81052
State and County Number08099
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees55
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/25/1934
Primary Insurance AgencyDIF
Websitehttp://www.frontierbankco.com
Data Updated11/14/2025
CERT14730
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$418.36M
Total Deposits$374.74M
Total Liabilities$376.48M
Total Equity Capital$41.88M
Net Income$2.31M
Net Loans and Leases$193.37M
Assets Per Employee ($Millions)$7.34M
Bank Premises and Fixed Assets$1.95M
Cash and Balances due from Depository Institutions$12.47M
Deposits Held in Domestic Offices$374.74M

Key Performance Ratios

Return on Assets (ROA)2.23%
Return on Equity (ROE)22.94%
Net Interest Margin3.66%
Efficiency Ratio45.4%
Tier 1 Risk-Based Capital Ratio18.733%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.011%
Earning Assets to total Assets97.64%

Income and Expense

Total Interest Income$5.36M
Total Noninterest Income$548.00k
Total Interest Expense$1.65M
Total Noninterest Expense$1.94M
Net Interest Income$3.72M
Pre-tax Net Operating Income$2.33M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$5.00k
All Other Liabilities$1.74M
Total Liabilities and Capital$418.36M

Securities

Securities$204.77M
Available-for-sale debt securities$204.77M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Frontier Bank?
$418.36M as of the latest filing.
How much are Frontier Bank's total deposits?
$374.74M in total deposits.
Where is Frontier Bank located?
Lamar, CO.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
8.
When was it established?
08/25/1934.
What is the Return on Assets (ROA)?
2.23%.
How much are total loans and leases?
$193.37M (latest filing).
What is the total interest income (latest filing)?
$5.36M.