Points West Community Bank
Windsor, CO
IDRSSD: 444556
Total Assets
$795.66M
Latest filing
Total Deposits
$702.97M
Latest filing
Net Interest Margin
3.85%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Points West Community Bank
1291 Main St
Windsor, CO 80550
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1906FDIC Certificate 1928
Branches (20)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Points West Community Bank (Main) | 1291 Main St | Windsor, CO |
| POINTS WEST COMMUNITY BANK - HAXTUN BRANCH | 128 S Colorado Ave | Haxtun, CO |
| LINGLE BRANCH | Third And Main Streets | Lingle, WY |
| POINTS WEST COMMUNITY BANK BRANCH | 809 Illinois St | Sidney, NE |
| PINE BLUFFS BRANCH | 205 W 2nd St | Pine Bluffs, WY |
| DOUGLAS BRANCH | 1632 E Richards St | Douglas, WY |
| THE FULLERTON NATIONAL BANK BRANCH | 4th And Broadway | Fullerton, NE |
| KIMBALL BRANCH | 201 Chestnut Street | Kimball, NE |
Showing 7 of 20
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80550 |
| State and County Number | 08123 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Greeley, CO |
Operational Info
| Number of Employees | 146 |
| Domestic Offices | 21 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pwcbank.com |
| Data Updated | 11/14/2025 |
| CERT | 3031 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $795.66M |
| Total Deposits | $702.97M |
| Total Liabilities | $728.40M |
| Total Equity Capital | $67.25M |
| Net Income | $2.90M |
| Net Loans and Leases | $454.57M |
| Assets Per Employee ($Millions) | $5.49M |
| Bank Premises and Fixed Assets | $9.97M |
| Cash and Balances due from Depository Institutions | $21.27M |
| Deposits Held in Domestic Offices | $702.97M |
Key Performance Ratios
| Return on Assets (ROA) | 1.45% |
| Return on Equity (ROE) | 17.91% |
| Net Interest Margin | 3.85% |
| Efficiency Ratio | 61.1% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.452% |
| Earning Assets to total Assets | 93.61% |
Income and Expense
| Total Interest Income | $10.15M |
| Total Noninterest Income | $806.00k |
| Total Interest Expense | $2.94M |
| Total Noninterest Expense | $4.90M |
| Net Interest Income | $7.21M |
| Pre-tax Net Operating Income | $2.92M |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $16.12M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $3.93M |
| All Other Liabilities | $5.38M |
| Total Liabilities and Capital | $795.66M |
Securities
| Securities | $281.16M |
| Available-for-sale debt securities | $281.15M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Points West Community Bank?
$795.66M as of the latest filing.
How much are Points West Community Bank's total deposits?
$702.97M in total deposits.
Where is Points West Community Bank located?
Windsor, CO.
What is the Net Interest Margin?
3.85%.
How many domestic offices does it operate?
21.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$454.57M (latest filing).
What is the total interest income (latest filing)?
$10.15M.