Timberline Bank
Grand Junction, CO
IDRSSD: 3271986
Total Assets
$819.48M
Latest filing
Total Deposits
$689.50M
Latest filing
Net Interest Margin
4.39%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
102107063GRAND JUNCTION, CO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Timberline Bank
649 Market St
Grand Junction, CO 81505
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/25/2004FDIC Certificate 428171
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Timberline Bank (Main) | 649 Market St | Grand Junction, CO |
| ASPEN BRANCH | 122 W Main St | Aspen, CO |
| MONTROSE BRANCH | 1561 Oxbow Dr | Montrose, CO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/25/2004 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81505 |
| State and County Number | 08077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Grand Junction, CO |
Operational Info
| Number of Employees | 85 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/13/2022 |
| Date of Deposit Insurance | 10/25/2004 |
| Primary Insurance Agency | DIF |
| Website | www.timberlinebank.com |
| Data Updated | 01/30/2026 |
| CERT | 57857 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $819.48M |
| Total Deposits | $689.50M |
| Total Liabilities | $759.79M |
| Total Equity Capital | $59.69M |
| Net Income | $2.39M |
| Net Loans and Leases | $620.38M |
| Assets Per Employee ($Millions) | $9.42M |
| Bank Premises and Fixed Assets | $30.99M |
| Cash and Balances due from Depository Institutions | $34.94M |
| Deposits Held in Domestic Offices | $689.50M |
Key Performance Ratios
| Return on Assets (ROA) | 1.2% |
| Return on Equity (ROE) | 16.34% |
| Net Interest Margin | 4.39% |
| Efficiency Ratio | 59.33% |
| Tier 1 Risk-Based Capital Ratio | 11.124% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.284% |
| Earning Assets to total Assets | 91.64% |
Income and Expense
| Total Interest Income | $11.08M |
| Total Noninterest Income | $475.00k |
| Total Interest Expense | $2.94M |
| Total Noninterest Expense | $5.11M |
| Net Interest Income | $8.14M |
| Pre-tax Net Operating Income | $3.27M |
| Provision for Credit Losses | $236.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $65.58M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.72M |
| Total Liabilities and Capital | $819.48M |
Securities
| Securities | $103.11M |
| Available-for-sale debt securities | $27.65M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $75.53M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Timberline Bank?
$819.48M as of the latest filing.
How much are Timberline Bank's total deposits?
$689.50M in total deposits.
Where is Timberline Bank located?
Grand Junction, CO.
What is the Net Interest Margin?
4.39%.
How many domestic offices does it operate?
3.
When was it established?
10/25/2004.
What is the Return on Assets (ROA)?
1.2%.
How much are total loans and leases?
$620.38M (latest filing).
What is the total interest income (latest filing)?
$11.08M.