The Dolores State Bank
Dolores, CO
IDRSSD: 63050
Total Assets
$447.72M
Latest filing
Total Deposits
$353.24M
Latest filing
Net Interest Margin
4.56%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
102104927DOLORES, CO
Key People
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Locations
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Main Office
The Dolores State Bank
101 S 6th St
Dolores, CO 81323
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/05/1959FDIC Certificate 11892
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Dolores State Bank (Main) | 101 S 6th St | Dolores, CO |
| CORTEZ BRANCH | 744 E Main St | Cortez, CO |
| CORTEZ LOCATION BRANCH | 27880 Highway 160 | Cortez, CO |
| MANCOS BRANCH | 138 North Main Street | Mancos, CO |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/05/1959 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81323 |
| State and County Number | 08083 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 49 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/05/1959 |
| Primary Insurance Agency | DIF |
| Website | mydsb.com |
| Data Updated | 01/30/2026 |
| CERT | 17959 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $447.72M |
| Total Deposits | $353.24M |
| Total Liabilities | $383.59M |
| Total Equity Capital | $64.13M |
| Net Income | $2.44M |
| Net Loans and Leases | $316.28M |
| Assets Per Employee ($Millions) | $9.33M |
| Bank Premises and Fixed Assets | $5.75M |
| Cash and Balances due from Depository Institutions | $7.51M |
| Deposits Held in Domestic Offices | $353.24M |
Key Performance Ratios
| Return on Assets (ROA) | 2.19% |
| Return on Equity (ROE) | 15.39% |
| Net Interest Margin | 4.56% |
| Efficiency Ratio | 40.62% |
| Tier 1 Risk-Based Capital Ratio | 20.463% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.323% |
| Earning Assets to total Assets | 93.52% |
Income and Expense
| Total Interest Income | $6.13M |
| Total Noninterest Income | $486.00k |
| Total Interest Expense | $1.39M |
| Total Noninterest Expense | $2.12M |
| Net Interest Income | $4.74M |
| Pre-tax Net Operating Income | $3.03M |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $24.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.35M |
| Total Liabilities and Capital | $447.72M |
Securities
| Securities | $78.04M |
| Available-for-sale debt securities | $78.04M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Dolores State Bank?
$447.72M as of the latest filing.
How much are The Dolores State Bank's total deposits?
$353.24M in total deposits.
Where is The Dolores State Bank located?
Dolores, CO.
What is the Net Interest Margin?
4.56%.
How many domestic offices does it operate?
4.
When was it established?
01/05/1959.
What is the Return on Assets (ROA)?
2.19%.
How much are total loans and leases?
$316.28M (latest filing).
What is the total interest income (latest filing)?
$6.13M.