The Dolores State Bank
Dolores, CO
IDRSSD: 63050
Total Assets
$444.28M
Latest filing
Total Deposits
$345.98M
Latest filing
Net Interest Margin
4.60%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Dolores State Bank
101 S 6th St
Dolores, CO 81323
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/05/1959FDIC Certificate 11892
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Dolores State Bank (Main) | 101 S 6th St | Dolores, CO |
| CORTEZ BRANCH | 744 E Main St | Cortez, CO |
| CORTEZ LOCATION BRANCH | 27880 Highway 160 | Cortez, CO |
| MANCOS BRANCH | 138 North Main Street | Mancos, CO |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/05/1959 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81323 |
| State and County Number | 08083 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 50 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/05/1959 |
| Primary Insurance Agency | DIF |
| Website | mydsb.com |
| Data Updated | 11/14/2025 |
| CERT | 17959 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $444.28M |
| Total Deposits | $345.98M |
| Total Liabilities | $381.59M |
| Total Equity Capital | $62.69M |
| Net Income | $2.10M |
| Net Loans and Leases | $312.73M |
| Assets Per Employee ($Millions) | $9.07M |
| Bank Premises and Fixed Assets | $5.82M |
| Cash and Balances due from Depository Institutions | $9.34M |
| Deposits Held in Domestic Offices | $345.98M |
Key Performance Ratios
| Return on Assets (ROA) | 1.95% |
| Return on Equity (ROE) | 13.74% |
| Net Interest Margin | 4.6% |
| Efficiency Ratio | 44.08% |
| Tier 1 Risk-Based Capital Ratio | 20.463% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.11% |
| Earning Assets to total Assets | 92.94% |
Income and Expense
| Total Interest Income | $5.78M |
| Total Noninterest Income | $576.00k |
| Total Interest Expense | $1.16M |
| Total Noninterest Expense | $2.29M |
| Net Interest Income | $4.62M |
| Pre-tax Net Operating Income | $2.86M |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $30.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $19.79M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.61M |
| Total Liabilities and Capital | $444.28M |
Securities
| Securities | $80.04M |
| Available-for-sale debt securities | $80.04M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Dolores State Bank?
$444.28M as of the latest filing.
How much are The Dolores State Bank's total deposits?
$345.98M in total deposits.
Where is The Dolores State Bank located?
Dolores, CO.
What is the Net Interest Margin?
4.60%.
How many domestic offices does it operate?
4.
When was it established?
01/05/1959.
What is the Return on Assets (ROA)?
1.95%.
How much are total loans and leases?
$312.73M (latest filing).
What is the total interest income (latest filing)?
$5.78M.