The Eastern Colorado Bank
Cheyenne Wells, CO
IDRSSD: 775054
Total Assets
$687.86M
Latest filing
Total Deposits
$579.16M
Latest filing
Net Interest Margin
3.86%
Profitability
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Yampa Valley Bank
Steamboat Springs, Colorado
→
Assets: $655.52MΔ -4.0%
The Pueblo Bank and Trust Company
Pueblo, Colorado
→
Assets: $647.40MΔ -5.1%
First Southwest Bank
Alamosa, Colorado
→
Assets: $623.50MΔ -8.6%
AMG National Trust Bank
Boulder, Colorado
→
Assets: $750.38MΔ +9.9%
First National Bank Colorado
Las Animas, Colorado
→
Assets: $603.39MΔ -11.6%
Timberline Bank
Grand Junction, Colorado
→
Assets: $783.86MΔ +14.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/01/1944 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80810 |
| State and County Number | 08017 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 80 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/01/1944 |
| Primary Insurance Agency | DIF |
| Website | www.yourfriendlybank.com |
| Data Updated | 11/14/2025 |
| CERT | 16125 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $687.86M |
| Total Deposits | $579.16M |
| Total Liabilities | $615.50M |
| Total Equity Capital | $72.36M |
| Net Income | $2.03M |
| Net Loans and Leases | $472.70M |
| Assets Per Employee ($Millions) | $8.39M |
| Bank Premises and Fixed Assets | $22.46M |
| Cash and Balances due from Depository Institutions | $14.84M |
| Deposits Held in Domestic Offices | $579.16M |
Key Performance Ratios
| Return on Assets (ROA) | 1.19% |
| Return on Equity (ROE) | 11.53% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 68.13% |
| Tier 1 Risk-Based Capital Ratio | 12.8% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.52% |
| Earning Assets to total Assets | 88.78% |
Income and Expense
| Total Interest Income | $9.14M |
| Total Noninterest Income | $535.00k |
| Total Interest Expense | $3.26M |
| Total Noninterest Expense | $4.37M |
| Net Interest Income | $5.87M |
| Pre-tax Net Operating Income | $2.04M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $29.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $28.84M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.33M |
| Total Liabilities and Capital | $687.86M |
Securities
| Securities | $103.80M |
| Available-for-sale debt securities | $91.05M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $12.75M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Eastern Colorado Bank?
$687.86M as of the latest filing.
How much are The Eastern Colorado Bank's total deposits?
$579.16M in total deposits.
Where is The Eastern Colorado Bank located?
Cheyenne Wells, CO.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
7.
When was it established?
03/01/1944.
What is the Return on Assets (ROA)?
1.19%.
How much are total loans and leases?
$472.70M (latest filing).
What is the total interest income (latest filing)?
$9.14M.