The Eastern Colorado Bank
Cheyenne Wells, CO
IDRSSD: 775054
Total Assets
$705.04M
Latest filing
Total Deposits
$594.29M
Latest filing
Net Interest Margin
3.87%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Eastern Colorado Bank
10 S 1st St E
Cheyenne Wells, CO 80810
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/01/1944FDIC Certificate 10340
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Eastern Colorado Bank (Main) | 10 S 1st St E | Cheyenne Wells, CO |
| BURLINGTON BRANCH | 2121 Rose Ave | Burlington, CO |
| COLORADO SPRINGS BRANCH | 444 E Pikes Peak Ave | Colorado Springs, CO |
| LIMON BRANCH | 790 Main St | Limon, CO |
| KIT CARSON BRANCH | 113 Main St | Kit Carson, CO |
| EASTERN COLORADO BANK - SAND HILL BRANCH | 2515 Larzac Dr | Colorado Springs, CO |
| COLORADO SPRINGS BRANCH | 1388 Republic Dr | Colorado Spgs, CO |
| SHARON SPRINGS BRANCH | 133 N Main St | Sharon Springs, KS |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/01/1944 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80810 |
| State and County Number | 08017 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 82 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/01/1944 |
| Primary Insurance Agency | DIF |
| Website | www.yourfriendlybank.com |
| Data Updated | 01/30/2026 |
| CERT | 16125 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $705.04M |
| Total Deposits | $594.29M |
| Total Liabilities | $630.32M |
| Total Equity Capital | $74.72M |
| Net Income | $1.95M |
| Net Loans and Leases | $476.09M |
| Assets Per Employee ($Millions) | $8.92M |
| Bank Premises and Fixed Assets | $22.92M |
| Cash and Balances due from Depository Institutions | $33.30M |
| Deposits Held in Domestic Offices | $594.29M |
Key Performance Ratios
| Return on Assets (ROA) | 1.12% |
| Return on Equity (ROE) | 10.6% |
| Net Interest Margin | 3.87% |
| Efficiency Ratio | 69.49% |
| Tier 1 Risk-Based Capital Ratio | 12.835% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.598% |
| Earning Assets to total Assets | 88.21% |
Income and Expense
| Total Interest Income | $9.11M |
| Total Noninterest Income | $476.00k |
| Total Interest Expense | $3.15M |
| Total Noninterest Expense | $4.48M |
| Net Interest Income | $5.96M |
| Pre-tax Net Operating Income | $1.96M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $29.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $14.71M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.03M |
| Total Liabilities and Capital | $705.04M |
Securities
| Securities | $109.97M |
| Available-for-sale debt securities | $94.97M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $15.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Eastern Colorado Bank?
$705.04M as of the latest filing.
How much are The Eastern Colorado Bank's total deposits?
$594.29M in total deposits.
Where is The Eastern Colorado Bank located?
Cheyenne Wells, CO.
What is the Net Interest Margin?
3.87%.
How many domestic offices does it operate?
8.
When was it established?
03/01/1944.
What is the Return on Assets (ROA)?
1.12%.
How much are total loans and leases?
$476.09M (latest filing).
What is the total interest income (latest filing)?
$9.11M.