High Plains Bank
Flagler, CO
IDRSSD: 247551
Total Assets
$445.81M
Latest filing
Total Deposits
$392.29M
Latest filing
Net Interest Margin
4.72%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
High Plains Bank
329 Main Ave
Flagler, CO 80815
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1908FDIC Certificate 1915
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| High Plains Bank (Main) | 329 Main Ave | Flagler, CO |
| WIGGINS BRANCH | 401 Central Ave | Wiggins, CO |
| BENNETT BRANCH | 235 S Ash St | Bennett, CO |
| LONGMONT BRANCH | 600 Kimbark St | Longmont, CO |
| KEENESBURG BRANCH | 370 Veterans Way | Keenesburg, CO |
| 385 MAIN BRANCH | 385 Main Street | Longmont, CO |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80815 |
| State and County Number | 08063 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 89 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.highplainsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 3017 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $445.81M |
| Total Deposits | $392.29M |
| Total Liabilities | $403.65M |
| Total Equity Capital | $42.17M |
| Net Income | $1.56M |
| Net Loans and Leases | $372.33M |
| Assets Per Employee ($Millions) | $5.07M |
| Bank Premises and Fixed Assets | $12.88M |
| Cash and Balances due from Depository Institutions | $28.53M |
| Deposits Held in Domestic Offices | $392.29M |
Key Performance Ratios
| Return on Assets (ROA) | 1.43% |
| Return on Equity (ROE) | 14.88% |
| Net Interest Margin | 4.72% |
| Efficiency Ratio | 69.8% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.459% |
| Earning Assets to total Assets | 94.32% |
Income and Expense
| Total Interest Income | $7.03M |
| Total Noninterest Income | $657.00k |
| Total Interest Expense | $2.17M |
| Total Noninterest Expense | $3.85M |
| Net Interest Income | $4.86M |
| Pre-tax Net Operating Income | $1.58M |
| Provision for Credit Losses | $91.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $300.00k |
| Other borrowed funds | $9.15M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.21M |
| Total Liabilities and Capital | $445.81M |
Securities
| Securities | $25.57M |
| Available-for-sale debt securities | $25.57M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of High Plains Bank?
$445.81M as of the latest filing.
How much are High Plains Bank's total deposits?
$392.29M in total deposits.
Where is High Plains Bank located?
Flagler, CO.
What is the Net Interest Margin?
4.72%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1908.
What is the Return on Assets (ROA)?
1.43%.
How much are total loans and leases?
$372.33M (latest filing).
What is the total interest income (latest filing)?
$7.03M.