High Plains Bank

Flagler, CO
IDRSSD: 247551
Total Assets
$445.81M
Latest filing
Total Deposits
$392.29M
Latest filing
Net Interest Margin
4.72%
Profitability

Locations

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Main Office
High Plains Bank
329 Main Ave
Flagler, CO 80815
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1908FDIC Certificate 1915

Branches (5)

Page 1 of 1
NameAddressCity / State
High Plains Bank (Main)329 Main AveFlagler, CO
WIGGINS BRANCH401 Central AveWiggins, CO
BENNETT BRANCH235 S Ash StBennett, CO
LONGMONT BRANCH600 Kimbark StLongmont, CO
KEENESBURG BRANCH370 Veterans WayKeenesburg, CO
385 MAIN BRANCH385 Main StreetLongmont, CO
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1908
Community BankYes
Ownership TypeNot Mutual
ZIP80815
State and County Number08063
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees89
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.highplainsbank.com
Data Updated11/14/2025
CERT3017
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$445.81M
Total Deposits$392.29M
Total Liabilities$403.65M
Total Equity Capital$42.17M
Net Income$1.56M
Net Loans and Leases$372.33M
Assets Per Employee ($Millions)$5.07M
Bank Premises and Fixed Assets$12.88M
Cash and Balances due from Depository Institutions$28.53M
Deposits Held in Domestic Offices$392.29M

Key Performance Ratios

Return on Assets (ROA)1.43%
Return on Equity (ROE)14.88%
Net Interest Margin4.72%
Efficiency Ratio69.8%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.459%
Earning Assets to total Assets94.32%

Income and Expense

Total Interest Income$7.03M
Total Noninterest Income$657.00k
Total Interest Expense$2.17M
Total Noninterest Expense$3.85M
Net Interest Income$4.86M
Pre-tax Net Operating Income$1.58M
Provision for Credit Losses$91.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$300.00k
Other borrowed funds$9.15M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.21M
Total Liabilities and Capital$445.81M

Securities

Securities$25.57M
Available-for-sale debt securities$25.57M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of High Plains Bank?
$445.81M as of the latest filing.
How much are High Plains Bank's total deposits?
$392.29M in total deposits.
Where is High Plains Bank located?
Flagler, CO.
What is the Net Interest Margin?
4.72%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1908.
What is the Return on Assets (ROA)?
1.43%.
How much are total loans and leases?
$372.33M (latest filing).
What is the total interest income (latest filing)?
$7.03M.