Yampa Valley Bank
Steamboat Springs, CO
IDRSSD: 2806635
Total Assets
$668.49M
Latest filing
Total Deposits
$608.43M
Latest filing
Net Interest Margin
4.60%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Yampa Valley Bank
600 S Lincoln Ave
Steamboat Springs, CO 80487
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/27/2000FDIC Certificate 79512
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Yampa Valley Bank (Main) | 600 S Lincoln Ave | Steamboat Springs, CO |
| CRAIG BRANCH | 435 Mack Ln | Craig, CO |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/27/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80487 |
| State and County Number | 08107 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Steamboat Springs, CO |
Operational Info
| Number of Employees | 71 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/27/2000 |
| Primary Insurance Agency | DIF |
| Website | www.yampavalleybank.com |
| Data Updated | 11/14/2025 |
| CERT | 35407 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $668.49M |
| Total Deposits | $608.43M |
| Total Liabilities | $613.02M |
| Total Equity Capital | $55.47M |
| Net Income | $3.71M |
| Net Loans and Leases | $517.29M |
| Assets Per Employee ($Millions) | $8.68M |
| Bank Premises and Fixed Assets | $6.18M |
| Cash and Balances due from Depository Institutions | $15.76M |
| Deposits Held in Domestic Offices | $608.43M |
Key Performance Ratios
| Return on Assets (ROA) | 2.24% |
| Return on Equity (ROE) | 27.54% |
| Net Interest Margin | 4.6% |
| Efficiency Ratio | 45.7% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.4% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.298% |
| Earning Assets to total Assets | 97.11% |
Income and Expense
| Total Interest Income | $10.48M |
| Total Noninterest Income | $682.00k |
| Total Interest Expense | $3.09M |
| Total Noninterest Expense | $3.69M |
| Net Interest Income | $7.39M |
| Pre-tax Net Operating Income | $3.72M |
| Provision for Credit Losses | $657.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $882.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.59M |
| Total Liabilities and Capital | $668.49M |
Securities
| Securities | $122.63M |
| Available-for-sale debt securities | $122.63M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Yampa Valley Bank?
$668.49M as of the latest filing.
How much are Yampa Valley Bank's total deposits?
$608.43M in total deposits.
Where is Yampa Valley Bank located?
Steamboat Springs, CO.
What is the Net Interest Margin?
4.60%.
How many domestic offices does it operate?
2.
When was it established?
03/27/2000.
What is the Return on Assets (ROA)?
2.24%.
How much are total loans and leases?
$517.29M (latest filing).
What is the total interest income (latest filing)?
$10.48M.