High Country Bank
Salida, CO
IDRSSD: 479370
Total Assets
$522.25M
Latest filing
Total Deposits
$431.89M
Latest filing
Net Interest Margin
4.63%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
High Country Bank
7360 W Us Highway 50
Salida, CO 81201
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1886FDIC Certificate 42617
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| High Country Bank (Main) | 7360 W Us Highway 50 | Salida, CO |
| BUENA VISTA BRANCH | 516 Us Highway 24 N | Buena Vista, CO |
| SECOND STREET BRANCH | 130 W 2nd St | Salida, CO |
| CANON CITY BRANCH | 150 N Raynolds Ave | Canon City, CO |
| LONGMONT BRANCH | 110 Main St Ste 400 | Longmont, CO |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1886 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81201 |
| State and County Number | 08015 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 94 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.highcountrybank.net |
| Data Updated | 11/14/2025 |
| CERT | 29783 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $522.25M |
| Total Deposits | $431.89M |
| Total Liabilities | $478.70M |
| Total Equity Capital | $43.56M |
| Net Income | $906.00k |
| Net Loans and Leases | $435.42M |
| Assets Per Employee ($Millions) | $5.33M |
| Bank Premises and Fixed Assets | $6.41M |
| Cash and Balances due from Depository Institutions | $8.79M |
| Deposits Held in Domestic Offices | $431.89M |
Key Performance Ratios
| Return on Assets (ROA) | 0.7% |
| Return on Equity (ROE) | 8.42% |
| Net Interest Margin | 4.63% |
| Efficiency Ratio | 67.47% |
| Tier 1 Risk-Based Capital Ratio | 10.991% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.7% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.34% |
| Earning Assets to total Assets | 95.26% |
Income and Expense
| Total Interest Income | $7.53M |
| Total Noninterest Income | $534.00k |
| Total Interest Expense | $1.82M |
| Total Noninterest Expense | $4.21M |
| Net Interest Income | $5.71M |
| Pre-tax Net Operating Income | $1.13M |
| Provision for Credit Losses | $900.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $43.70M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.11M |
| Total Liabilities and Capital | $522.25M |
Securities
| Securities | $57.84M |
| Available-for-sale debt securities | $57.84M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of High Country Bank?
$522.25M as of the latest filing.
How much are High Country Bank's total deposits?
$431.89M in total deposits.
Where is High Country Bank located?
Salida, CO.
What is the Net Interest Margin?
4.63%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1886.
What is the Return on Assets (ROA)?
0.7%.
How much are total loans and leases?
$435.42M (latest filing).
What is the total interest income (latest filing)?
$7.53M.