High Country Bank
Salida, CO
IDRSSD: 479370
Total Assets
$532.98M
Latest filing
Total Deposits
$437.31M
Latest filing
Net Interest Margin
4.75%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
302170463SALIDA, CO
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
High Country Bank
7360 W Us Highway 50
Salida, CO 81201
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1886FDIC Certificate 42617
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| High Country Bank (Main) | 7360 W Us Highway 50 | Salida, CO |
| BUENA VISTA BRANCH | 516 Us Highway 24 N | Buena Vista, CO |
| SECOND STREET BRANCH | 130 W 2nd St | Salida, CO |
| CANON CITY BRANCH | 150 N Raynolds Ave | Canon City, CO |
| LONGMONT BRANCH | 110 Main St Ste 400 | Longmont, CO |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Mountain Valley Bank
Walden, Colorado
→
Assets: $558.93MΔ +7.0%
Stockmens Bank
Colorado Springs, Colorado
→
Assets: $573.54MΔ +9.8%
Integrity Bank & Trust
Monument, Colorado
→
Assets: $448.11MΔ -14.2%
High Plains Bank
Flagler, Colorado
→
Assets: $445.81MΔ -14.6%
The Dolores State Bank
Dolores, Colorado
→
Assets: $444.28MΔ -14.9%
First National Bank Colorado
Las Animas, Colorado
→
Assets: $611.86MΔ +17.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1886 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81201 |
| State and County Number | 08015 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 98 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.highcountrybank.net |
| Data Updated | 01/30/2026 |
| CERT | 29783 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $532.98M |
| Total Deposits | $437.31M |
| Total Liabilities | $485.14M |
| Total Equity Capital | $47.84M |
| Net Income | $1.76M |
| Net Loans and Leases | $444.01M |
| Assets Per Employee ($Millions) | $5.55M |
| Bank Premises and Fixed Assets | $6.25M |
| Cash and Balances due from Depository Institutions | $11.93M |
| Deposits Held in Domestic Offices | $437.31M |
Key Performance Ratios
| Return on Assets (ROA) | 1.34% |
| Return on Equity (ROE) | 15.45% |
| Net Interest Margin | 4.75% |
| Efficiency Ratio | 69.51% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.975% |
| Earning Assets to total Assets | 94.6% |
Income and Expense
| Total Interest Income | $7.70M |
| Total Noninterest Income | $517.00k |
| Total Interest Expense | $1.76M |
| Total Noninterest Expense | $4.49M |
| Net Interest Income | $5.94M |
| Pre-tax Net Operating Income | $2.27M |
| Provision for Credit Losses | $-300,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $43.60M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.23M |
| Total Liabilities and Capital | $532.98M |
Securities
| Securities | $57.14M |
| Available-for-sale debt securities | $57.14M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of High Country Bank?
$532.98M as of the latest filing.
How much are High Country Bank's total deposits?
$437.31M in total deposits.
Where is High Country Bank located?
Salida, CO.
What is the Net Interest Margin?
4.75%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1886.
What is the Return on Assets (ROA)?
1.34%.
How much are total loans and leases?
$444.01M (latest filing).
What is the total interest income (latest filing)?
$7.70M.