First Southwest Bank
Alamosa, CO
IDRSSD: 3224302
Total Assets
$654.08M
Latest filing
Total Deposits
$481.72M
Latest filing
Net Interest Margin
3.36%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Southwest Bank
720 Main St
Alamosa, CO 81101
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/09/2004FDIC Certificate 423296
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Southwest Bank (Main) | 720 Main St | Alamosa, CO |
| CENTER BRANCH | 2060 East Highway 112 | Center, CO |
| THE SAGUACHE FACILITY | 400 4th St | Saguache, CO |
| DURANGO BRANCH | 600 E 2nd Ave | Durango, CO |
| CORTEZ BRANCH | 1510 E Main St | Cortez, CO |
| NAVAJO TRAIL DRIVE BRANCH | 249 Navajo Trail Dr | Pagosa Springs, CO |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/09/2004 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81101 |
| State and County Number | 08003 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 97 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/09/2004 |
| Primary Insurance Agency | DIF |
| Website | www.fswb.bank |
| Data Updated | 11/14/2025 |
| CERT | 57741 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $654.08M |
| Total Deposits | $481.72M |
| Total Liabilities | $558.73M |
| Total Equity Capital | $95.35M |
| Net Income | $1.99M |
| Net Loans and Leases | $315.09M |
| Assets Per Employee ($Millions) | $6.74M |
| Bank Premises and Fixed Assets | $6.30M |
| Cash and Balances due from Depository Institutions | $55.45M |
| Deposits Held in Domestic Offices | $481.72M |
Key Performance Ratios
| Return on Assets (ROA) | 1.25% |
| Return on Equity (ROE) | 8.59% |
| Net Interest Margin | 3.36% |
| Efficiency Ratio | 59.55% |
| Tier 1 Risk-Based Capital Ratio | 30.736% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.39% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.578% |
| Earning Assets to total Assets | 92.54% |
Income and Expense
| Total Interest Income | $7.84M |
| Total Noninterest Income | $2.95M |
| Total Interest Expense | $2.89M |
| Total Noninterest Expense | $4.70M |
| Net Interest Income | $4.95M |
| Pre-tax Net Operating Income | $2.58M |
| Provision for Credit Losses | $616.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $65.51M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $5.66M |
| All Other Liabilities | $5.83M |
| Total Liabilities and Capital | $654.08M |
Securities
| Securities | $245.40M |
| Available-for-sale debt securities | $223.59M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $21.81M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Southwest Bank?
$654.08M as of the latest filing.
How much are First Southwest Bank's total deposits?
$481.72M in total deposits.
Where is First Southwest Bank located?
Alamosa, CO.
What is the Net Interest Margin?
3.36%.
How many domestic offices does it operate?
6.
When was it established?
07/09/2004.
What is the Return on Assets (ROA)?
1.25%.
How much are total loans and leases?
$315.09M (latest filing).
What is the total interest income (latest filing)?
$7.84M.