First Southwest Bank
Alamosa, CO
IDRSSD: 3224302
Total Assets
$663.55M
Latest filing
Total Deposits
$497.04M
Latest filing
Net Interest Margin
3.38%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
102107034ALAMOSA, CO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Southwest Bank
720 Main St
Alamosa, CO 81101
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/09/2004FDIC Certificate 423296
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Southwest Bank (Main) | 720 Main St | Alamosa, CO |
| CENTER BRANCH | 2060 East Highway 112 | Center, CO |
| THE SAGUACHE FACILITY | 400 4th St | Saguache, CO |
| DURANGO BRANCH | 600 E 2nd Ave | Durango, CO |
| CORTEZ BRANCH | 1510 E Main St | Cortez, CO |
| NAVAJO TRAIL DRIVE BRANCH | 249 Navajo Trail Dr | Pagosa Springs, CO |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/09/2004 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 81101 |
| State and County Number | 08003 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 97 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/09/2004 |
| Primary Insurance Agency | DIF |
| Website | www.fswb.bank |
| Data Updated | 01/30/2026 |
| CERT | 57741 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $663.55M |
| Total Deposits | $497.04M |
| Total Liabilities | $576.05M |
| Total Equity Capital | $87.50M |
| Net Income | $2.11M |
| Net Loans and Leases | $329.43M |
| Assets Per Employee ($Millions) | $6.98M |
| Bank Premises and Fixed Assets | $6.29M |
| Cash and Balances due from Depository Institutions | $52.21M |
| Deposits Held in Domestic Offices | $497.04M |
Key Performance Ratios
| Return on Assets (ROA) | 1.28% |
| Return on Equity (ROE) | 9.23% |
| Net Interest Margin | 3.38% |
| Efficiency Ratio | 60.64% |
| Tier 1 Risk-Based Capital Ratio | 27.079% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.44% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.187% |
| Earning Assets to total Assets | 92.76% |
Income and Expense
| Total Interest Income | $8.00M |
| Total Noninterest Income | $2.49M |
| Total Interest Expense | $2.84M |
| Total Noninterest Expense | $4.64M |
| Net Interest Income | $5.16M |
| Pre-tax Net Operating Income | $2.29M |
| Provision for Credit Losses | $717.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $65.93M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $8.01M |
| All Other Liabilities | $5.07M |
| Total Liabilities and Capital | $663.55M |
Securities
| Securities | $244.74M |
| Available-for-sale debt securities | $223.48M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $21.26M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Southwest Bank?
$663.55M as of the latest filing.
How much are First Southwest Bank's total deposits?
$497.04M in total deposits.
Where is First Southwest Bank located?
Alamosa, CO.
What is the Net Interest Margin?
3.38%.
How many domestic offices does it operate?
6.
When was it established?
07/09/2004.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$329.43M (latest filing).
What is the total interest income (latest filing)?
$8.00M.