Mountain Valley Bank
Walden, CO
IDRSSD: 475653
Total Assets
$558.93M
Latest filing
Total Deposits
$450.20M
Latest filing
Net Interest Margin
3.64%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Mountain Valley Bank
461 Main St
Walden, CO 80480
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/21/1955FDIC Certificate 11407
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Mountain Valley Bank (Main) | 461 Main St | Walden, CO |
| HAYDEN BRANCH | 101 N 6th St | Hayden, CO |
| CURVE- STMBT BRANCH | 2220 Curve Plz | Steamboat Springs, CO |
| MEEKER BRANCH | 400 Main St | Meeker, CO |
| WILDHORSE - STMBT BRANCH | 635 Marketplace Plz | Steamboat Springs, CO |
| SOUTH FORT COLLINS BRANCH | 4645 Ziegler Rd | Fort Collins, CO |
| GREELEY BRANCH | 4601 W 20th St | Greeley, CO |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 02/21/1955 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80480 |
| State and County Number | 08057 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 61 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/21/1955 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankmvb.com |
| Data Updated | 11/14/2025 |
| CERT | 17411 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $558.93M |
| Total Deposits | $450.20M |
| Total Liabilities | $502.16M |
| Total Equity Capital | $56.77M |
| Net Income | $1.25M |
| Net Loans and Leases | $406.68M |
| Assets Per Employee ($Millions) | $9.47M |
| Bank Premises and Fixed Assets | $17.19M |
| Cash and Balances due from Depository Institutions | $19.12M |
| Deposits Held in Domestic Offices | $450.20M |
Key Performance Ratios
| Return on Assets (ROA) | 0.9% |
| Return on Equity (ROE) | 8.9% |
| Net Interest Margin | 3.64% |
| Efficiency Ratio | 68.91% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.157% |
| Earning Assets to total Assets | 93.85% |
Income and Expense
| Total Interest Income | $7.38M |
| Total Noninterest Income | $436.00k |
| Total Interest Expense | $2.62M |
| Total Noninterest Expense | $3.62M |
| Net Interest Income | $4.76M |
| Pre-tax Net Operating Income | $1.57M |
| Provision for Credit Losses | $2.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $47.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.45M |
| Total Liabilities and Capital | $558.93M |
Securities
| Securities | $101.73M |
| Available-for-sale debt securities | $50.89M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $50.84M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Mountain Valley Bank?
$558.93M as of the latest filing.
How much are Mountain Valley Bank's total deposits?
$450.20M in total deposits.
Where is Mountain Valley Bank located?
Walden, CO.
What is the Net Interest Margin?
3.64%.
How many domestic offices does it operate?
7.
When was it established?
02/21/1955.
What is the Return on Assets (ROA)?
0.9%.
How much are total loans and leases?
$406.68M (latest filing).
What is the total interest income (latest filing)?
$7.38M.