The Pennsville National Bank
Pennsville, NJ
IDRSSD: 828110
Total Assets
$287.60M
Latest filing
Total Deposits
$258.00M
Latest filing
Net Interest Margin
4.30%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
031201085PENNSVILLE, NJ
Key People
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Locations
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Main Office
The Pennsville National Bank
170 S Broadway
Pennsville, NJ 08070
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/23/1969FDIC Certificate 13719
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Pennsville National Bank (Main) | 170 S Broadway | Pennsville, NJ |
| CARNEYS POINT BRANCH | 91 S Virginia Ave | Carneys Point, NJ |
| ELMER BRANCH | 435 Chestnut St | Elmer, NJ |
| PEDRICKTOWN BRANCH | 1 W Mill St | Pedricktown, NJ |
| WOODSTOWN OFFICE | 125 East Ave | Woodstown, NJ |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/23/1969 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 08070 |
| State and County Number | 34033 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 36 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/23/1969 |
| Primary Insurance Agency | DIF |
| Website | www.pennsvillenb.com |
| Data Updated | 01/30/2026 |
| CERT | 19978 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $287.60M |
| Total Deposits | $258.00M |
| Total Liabilities | $259.50M |
| Total Equity Capital | $28.11M |
| Net Income | $1.18M |
| Net Loans and Leases | $126.18M |
| Assets Per Employee ($Millions) | $7.77M |
| Bank Premises and Fixed Assets | $3.72M |
| Cash and Balances due from Depository Institutions | $37.15M |
| Deposits Held in Domestic Offices | $258.00M |
Key Performance Ratios
| Return on Assets (ROA) | 1.65% |
| Return on Equity (ROE) | 17.13% |
| Net Interest Margin | 4.3% |
| Efficiency Ratio | 52.14% |
| Tier 1 Risk-Based Capital Ratio | 22.571% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.773% |
| Earning Assets to total Assets | 96.61% |
Income and Expense
| Total Interest Income | $3.18M |
| Total Noninterest Income | $231.00k |
| Total Interest Expense | $211.00k |
| Total Noninterest Expense | $1.67M |
| Net Interest Income | $2.97M |
| Pre-tax Net Operating Income | $1.40M |
| Provision for Credit Losses | $130.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.50M |
| Total Liabilities and Capital | $287.60M |
Securities
| Securities | $117.57M |
| Available-for-sale debt securities | $117.57M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Pennsville National Bank?
$287.60M as of the latest filing.
How much are The Pennsville National Bank's total deposits?
$258.00M in total deposits.
Where is The Pennsville National Bank located?
Pennsville, NJ.
What is the Net Interest Margin?
4.30%.
How many domestic offices does it operate?
5.
When was it established?
06/23/1969.
What is the Return on Assets (ROA)?
1.65%.
How much are total loans and leases?
$126.18M (latest filing).
What is the total interest income (latest filing)?
$3.18M.