Crest Savings Bank
Wildwood, NJ
IDRSSD: 172475
Total Assets
$620.23M
Latest filing
Total Deposits
$546.05M
Latest filing
Net Interest Margin
2.98%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Crest Savings Bank
3301 Pacific Ave
Wildwood, NJ 08260
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1919FDIC Certificate 41652
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Crest Savings Bank (Main) | 3301 Pacific Ave | Wildwood, NJ |
| VILLAS BRANCH | 1010 Bayshore Rd | Villas, NJ |
| 500 NEW JERSEY AVENUE BRANCH | 500 New Jersey Ave | North Wildwood, NJ |
| SEA ISLE CITY BRANCH | 4415 Landis Ave | Sea Isle City, NJ |
| 3306 BAYSHORE ROAD BRANCH | 3306 Bayshore Rd | North Cape May, NJ |
| 5500 NEW JERSEY AVENUE BRANCH | 5500 New Jersey Ave | Wildwood Crest, NJ |
| CAPE MAY BRANCH | 315 Ocean St | Cape May, NJ |
| CAPE MAY COURT HOUSE BRANCH | 302-306 S. Main Street - Route 9 | Cape May Court House, NJ |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1919 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 08260 |
| State and County Number | 34009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Ocean City, NJ |
Operational Info
| Number of Employees | 87 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.crestsavings.bank |
| Data Updated | 11/14/2025 |
| CERT | 28818 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $620.23M |
| Total Deposits | $546.05M |
| Total Liabilities | $571.18M |
| Total Equity Capital | $49.04M |
| Net Income | $624.00k |
| Net Loans and Leases | $444.42M |
| Assets Per Employee ($Millions) | $6.97M |
| Bank Premises and Fixed Assets | $8.02M |
| Cash and Balances due from Depository Institutions | $101.02M |
| Deposits Held in Domestic Offices | $546.05M |
Key Performance Ratios
| Return on Assets (ROA) | 0.42% |
| Return on Equity (ROE) | 5.12% |
| Net Interest Margin | 2.98% |
| Efficiency Ratio | 79.05% |
| Tier 1 Risk-Based Capital Ratio | 13.89% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.907% |
| Earning Assets to total Assets | 95.08% |
Income and Expense
| Total Interest Income | $6.48M |
| Total Noninterest Income | $707.00k |
| Total Interest Expense | $2.29M |
| Total Noninterest Expense | $3.88M |
| Net Interest Income | $4.20M |
| Pre-tax Net Operating Income | $772.00k |
| Provision for Credit Losses | $255.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $19.53M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.60M |
| Total Liabilities and Capital | $620.23M |
Securities
| Securities | $50.63M |
| Available-for-sale debt securities | $498.00k |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $50.13M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Crest Savings Bank?
$620.23M as of the latest filing.
How much are Crest Savings Bank's total deposits?
$546.05M in total deposits.
Where is Crest Savings Bank located?
Wildwood, NJ.
What is the Net Interest Margin?
2.98%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1919.
What is the Return on Assets (ROA)?
0.42%.
How much are total loans and leases?
$444.42M (latest filing).
What is the total interest income (latest filing)?
$6.48M.