Crest Savings Bank
Wildwood, NJ
IDRSSD: 172475
Total Assets
$588.90M
Latest filing
Total Deposits
$514.50M
Latest filing
Net Interest Margin
2.92%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
231271501WILDWOOD, NJ
Key People
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Locations
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Main Office
Crest Savings Bank
3301 Pacific Ave
Wildwood, NJ 08260
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1919FDIC Certificate 41652
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Crest Savings Bank (Main) | 3301 Pacific Ave | Wildwood, NJ |
| VILLAS BRANCH | 1010 Bayshore Rd | Villas, NJ |
| 500 NEW JERSEY AVENUE BRANCH | 500 New Jersey Ave | North Wildwood, NJ |
| SEA ISLE CITY BRANCH | 4415 Landis Ave | Sea Isle City, NJ |
| 3306 BAYSHORE ROAD BRANCH | 3306 Bayshore Rd | North Cape May, NJ |
| 5500 NEW JERSEY AVENUE BRANCH | 5500 New Jersey Ave | Wildwood Crest, NJ |
| CAPE MAY BRANCH | 315 Ocean St | Cape May, NJ |
| CAPE MAY COURT HOUSE BRANCH | 302-306 S. Main Street - Route 9 | Cape May Court House, NJ |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1919 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 08260 |
| State and County Number | 34009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Ocean City, NJ |
Operational Info
| Number of Employees | 89 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.crestsavings.bank |
| Data Updated | 01/30/2026 |
| CERT | 28818 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $588.90M |
| Total Deposits | $514.50M |
| Total Liabilities | $539.07M |
| Total Equity Capital | $49.83M |
| Net Income | $794.00k |
| Net Loans and Leases | $442.50M |
| Assets Per Employee ($Millions) | $7.18M |
| Bank Premises and Fixed Assets | $8.19M |
| Cash and Balances due from Depository Institutions | $71.46M |
| Deposits Held in Domestic Offices | $514.50M |
Key Performance Ratios
| Return on Assets (ROA) | 0.53% |
| Return on Equity (ROE) | 6.42% |
| Net Interest Margin | 2.92% |
| Efficiency Ratio | 76.82% |
| Tier 1 Risk-Based Capital Ratio | 14.196% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.462% |
| Earning Assets to total Assets | 95.05% |
Income and Expense
| Total Interest Income | $6.59M |
| Total Noninterest Income | $664.00k |
| Total Interest Expense | $2.40M |
| Total Noninterest Expense | $3.73M |
| Net Interest Income | $4.19M |
| Pre-tax Net Operating Income | $1.06M |
| Provision for Credit Losses | $65.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $19.53M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.04M |
| Total Liabilities and Capital | $588.90M |
Securities
| Securities | $50.47M |
| Available-for-sale debt securities | $2.42M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $48.05M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Crest Savings Bank?
$588.90M as of the latest filing.
How much are Crest Savings Bank's total deposits?
$514.50M in total deposits.
Where is Crest Savings Bank located?
Wildwood, NJ.
What is the Net Interest Margin?
2.92%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1919.
What is the Return on Assets (ROA)?
0.53%.
How much are total loans and leases?
$442.50M (latest filing).
What is the total interest income (latest filing)?
$6.59M.