Franklin Bank
Pilesgrove, NJ
IDRSSD: 574079
Total Assets
$327.81M
Latest filing
Total Deposits
$297.27M
Latest filing
Net Interest Margin
3.66%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Franklin Bank
1179 Route 40
Pilesgrove, NJ 08098
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1861FDIC Certificate 43236
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Franklin Bank (Main) | 1179 Route 40 | Pilesgrove, NJ |
| PENNSVILLE BRANCH | 260 N Broadway | Pennsville, NJ |
| SALEM BRANCH | 137 W Broadway | Salem, NJ |
| WOOLWICH BRANCH | 99 Center Square Rd | Woolwich Township, NJ |
| OCEAN VIEW BRANCH | 2584 N Route 9 | Ocean View, NJ |
| FRANKLINVILLE BRANCH | 2039 Delsea Dr | Franklinville, NJ |
| FRANKLIN BANK COURIER SERVICE | 1179 Route 40 | Pilesgrove, NJ |
| ONLINE BRANCH | 1179 Route 40 | Pilesgrove, NJ |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1861 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 08098 |
| State and County Number | 34033 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 70 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.franklinbnk.com |
| Data Updated | 11/14/2025 |
| CERT | 30402 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $327.81M |
| Total Deposits | $297.27M |
| Total Liabilities | $299.01M |
| Total Equity Capital | $28.80M |
| Net Income | $385.00k |
| Net Loans and Leases | $208.47M |
| Assets Per Employee ($Millions) | $4.97M |
| Bank Premises and Fixed Assets | $4.16M |
| Cash and Balances due from Depository Institutions | $47.49M |
| Deposits Held in Domestic Offices | $297.27M |
Key Performance Ratios
| Return on Assets (ROA) | 0.47% |
| Return on Equity (ROE) | 5.43% |
| Net Interest Margin | 3.66% |
| Efficiency Ratio | 82.93% |
| Tier 1 Risk-Based Capital Ratio | 17.122% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.787% |
| Earning Assets to total Assets | 94.91% |
Income and Expense
| Total Interest Income | $3.57M |
| Total Noninterest Income | $395.00k |
| Total Interest Expense | $729.00k |
| Total Noninterest Expense | $2.68M |
| Net Interest Income | $2.84M |
| Pre-tax Net Operating Income | $524.00k |
| Provision for Credit Losses | $28.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.74M |
| Total Liabilities and Capital | $327.81M |
Securities
| Securities | $56.65M |
| Available-for-sale debt securities | $56.65M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Franklin Bank?
$327.81M as of the latest filing.
How much are Franklin Bank's total deposits?
$297.27M in total deposits.
Where is Franklin Bank located?
Pilesgrove, NJ.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1861.
What is the Return on Assets (ROA)?
0.47%.
How much are total loans and leases?
$208.47M (latest filing).
What is the total interest income (latest filing)?
$3.57M.