United Roosevelt Savings Bank
Carteret, NJ
IDRSSD: 644776
Total Assets
$367.87M
Latest filing
Total Deposits
$292.35M
Latest filing
Net Interest Margin
2.86%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
221270240CARTERET, NJ
Key People
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Locations
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Main Office
United Roosevelt Savings Bank
11-15 Cooke Ave
Carteret, NJ 07008
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1914FDIC Certificate 42004
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| United Roosevelt Savings Bank (Main) | 11-15 Cooke Ave | Carteret, NJ |
| ROOSEVELT AVENUE BRANCH OFFICE | 803 Roosevelt Avenue | Carteret, NJ |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 07008 |
| State and County Number | 34023 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | ursb.bank |
| Data Updated | 01/30/2026 |
| CERT | 29170 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $367.87M |
| Total Deposits | $292.35M |
| Total Liabilities | $341.80M |
| Total Equity Capital | $26.07M |
| Net Income | $252.00k |
| Net Loans and Leases | $300.44M |
| Assets Per Employee ($Millions) | $12.69M |
| Bank Premises and Fixed Assets | $2.81M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $292.35M |
Key Performance Ratios
| Return on Assets (ROA) | 0.28% |
| Return on Equity (ROE) | 3.94% |
| Net Interest Margin | 2.86% |
| Efficiency Ratio | 71.92% |
| Tier 1 Risk-Based Capital Ratio | 10.635% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.38% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.087% |
| Earning Assets to total Assets | 93.93% |
Income and Expense
| Total Interest Income | $4.79M |
| Total Noninterest Income | $118.00k |
| Total Interest Expense | $2.38M |
| Total Noninterest Expense | $1.82M |
| Net Interest Income | $2.42M |
| Pre-tax Net Operating Income | $369.00k |
| Provision for Credit Losses | $343.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $46.80M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.65M |
| Total Liabilities and Capital | $367.87M |
Securities
| Securities | $38.62M |
| Available-for-sale debt securities | $25.83M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $12.86M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Roosevelt Savings Bank?
$367.87M as of the latest filing.
How much are United Roosevelt Savings Bank's total deposits?
$292.35M in total deposits.
Where is United Roosevelt Savings Bank located?
Carteret, NJ.
What is the Net Interest Margin?
2.86%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1914.
What is the Return on Assets (ROA)?
0.28%.
How much are total loans and leases?
$300.44M (latest filing).
What is the total interest income (latest filing)?
$4.79M.