Lusitania Savings Bank
Newark, NJ
IDRSSD: 385686
Total Assets
$403.68M
Latest filing
Total Deposits
$340.13M
Latest filing
Net Interest Margin
2.35%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
221283347NEWARK, NJ
Key People
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Locations
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Main Office
Lusitania Savings Bank
107 Pulaski St
Newark, NJ 07105
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/01/1995FDIC Certificate 56137
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Lusitania Savings Bank (Main) | 107 Pulaski St | Newark, NJ |
| NEWARK BRANCH | 210 Ferry St | Newark, NJ |
| HARRISON BRANCH | 302 Frank E Rodgers Blvd N | Harrison, NJ |
| LIBERTY AVENUE BRANCH | 1135 Liberty Ave | Hillside, NJ |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 09/01/1995 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 07105 |
| State and County Number | 34013 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 39 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/01/1995 |
| Primary Insurance Agency | DIF |
| Website | www.lusitaniabank.com |
| Data Updated | 01/30/2026 |
| CERT | 34058 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $403.68M |
| Total Deposits | $340.13M |
| Total Liabilities | $344.48M |
| Total Equity Capital | $59.20M |
| Net Income | $228.00k |
| Net Loans and Leases | $223.00M |
| Assets Per Employee ($Millions) | $9.85M |
| Bank Premises and Fixed Assets | $4.24M |
| Cash and Balances due from Depository Institutions | $30.69M |
| Deposits Held in Domestic Offices | $340.13M |
Key Performance Ratios
| Return on Assets (ROA) | 0.23% |
| Return on Equity (ROE) | 1.54% |
| Net Interest Margin | 2.35% |
| Efficiency Ratio | 86.28% |
| Tier 1 Risk-Based Capital Ratio | 35.133% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.666% |
| Earning Assets to total Assets | 93.85% |
Income and Expense
| Total Interest Income | $3.66M |
| Total Noninterest Income | $143.00k |
| Total Interest Expense | $1.47M |
| Total Noninterest Expense | $2.02M |
| Net Interest Income | $2.20M |
| Pre-tax Net Operating Income | $296.00k |
| Provision for Credit Losses | $25.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.35M |
| Total Liabilities and Capital | $403.68M |
Securities
| Securities | $127.61M |
| Available-for-sale debt securities | $23.23M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $104.39M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lusitania Savings Bank?
$403.68M as of the latest filing.
How much are Lusitania Savings Bank's total deposits?
$340.13M in total deposits.
Where is Lusitania Savings Bank located?
Newark, NJ.
What is the Net Interest Margin?
2.35%.
How many domestic offices does it operate?
4.
When was it established?
09/01/1995.
What is the Return on Assets (ROA)?
0.23%.
How much are total loans and leases?
$223.00M (latest filing).
What is the total interest income (latest filing)?
$3.66M.