Millville Savings Bank
Millville, NJ
IDRSSD: 814476
Total Assets
$167.46M
Latest filing
Total Deposits
$146.84M
Latest filing
Net Interest Margin
3.15%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
231271006MILLVILLE, NJ
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Millville Savings Bank
100 Albertson St
Millville, NJ 08332
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/01/1941FDIC Certificate 43017
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Millville Savings Bank (Main) | 100 Albertson St | Millville, NJ |
| WEST MAIN BRANCH | 904 W Main St | Millville, NJ |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 12/01/1941 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 08332 |
| State and County Number | 34011 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Vineland-Bridgeton, NJ |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.millvillesavings.com |
| Data Updated | 01/30/2026 |
| CERT | 30183 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $167.46M |
| Total Deposits | $146.84M |
| Total Liabilities | $147.72M |
| Total Equity Capital | $19.73M |
| Net Income | $168.00k |
| Net Loans and Leases | $69.17M |
| Assets Per Employee ($Millions) | $8.37M |
| Bank Premises and Fixed Assets | $2.10M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $146.84M |
Key Performance Ratios
| Return on Assets (ROA) | 0.41% |
| Return on Equity (ROE) | 3.44% |
| Net Interest Margin | 3.15% |
| Efficiency Ratio | 90.68% |
| Tier 1 Risk-Based Capital Ratio | 29.23% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.782% |
| Earning Assets to total Assets | 94.04% |
Income and Expense
| Total Interest Income | $1.58M |
| Total Noninterest Income | $85.00k |
| Total Interest Expense | $361.00k |
| Total Noninterest Expense | $1.19M |
| Net Interest Income | $1.22M |
| Pre-tax Net Operating Income | $124.00k |
| Provision for Credit Losses | $-2,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $883.00k |
| Total Liabilities and Capital | $167.46M |
Securities
| Securities | $66.08M |
| Available-for-sale debt securities | $54.82M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $10.32M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Millville Savings Bank?
$167.46M as of the latest filing.
How much are Millville Savings Bank's total deposits?
$146.84M in total deposits.
Where is Millville Savings Bank located?
Millville, NJ.
What is the Net Interest Margin?
3.15%.
How many domestic offices does it operate?
2.
When was it established?
12/01/1941.
What is the Return on Assets (ROA)?
0.41%.
How much are total loans and leases?
$69.17M (latest filing).
What is the total interest income (latest filing)?
$1.58M.