Millville Savings Bank

Millville, NJ
IDRSSD: 814476
Total Assets
$163.34M
Latest filing
Total Deposits
$143.30M
Latest filing
Net Interest Margin
3.07%
Profitability

Locations

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Main Office
Millville Savings Bank
100 Albertson St
Millville, NJ 08332
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/01/1941FDIC Certificate 43017

Branches (1)

Page 1 of 1
NameAddressCity / State
Millville Savings Bank (Main)100 Albertson StMillville, NJ
WEST MAIN BRANCH904 W Main StMillville, NJ
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date12/01/1941
Community BankYes
Ownership TypeMutual
ZIP08332
State and County Number34011
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number03
Numeric code42
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameVineland-Bridgeton, NJ

Operational Info

Number of Employees20
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.millvillesavings.com
Data Updated11/14/2025
CERT30183
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$163.34M
Total Deposits$143.30M
Total Liabilities$144.04M
Total Equity Capital$19.30M
Net Income$161.00k
Net Loans and Leases$69.02M
Assets Per Employee ($Millions)$8.17M
Bank Premises and Fixed Assets$2.09M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$143.30M

Key Performance Ratios

Return on Assets (ROA)0.4%
Return on Equity (ROE)3.43%
Net Interest Margin3.07%
Efficiency Ratio81.75%
Tier 1 Risk-Based Capital Ratio28.889%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.817%
Earning Assets to total Assets94.2%

Income and Expense

Total Interest Income$1.54M
Total Noninterest Income$92.00k
Total Interest Expense$364.00k
Total Noninterest Expense$1.03M
Net Interest Income$1.17M
Pre-tax Net Operating Income$204.00k
Provision for Credit Losses$27.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$741.00k
Total Liabilities and Capital$163.34M

Securities

Securities$62.30M
Available-for-sale debt securities$51.03M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$10.33M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Millville Savings Bank?
$163.34M as of the latest filing.
How much are Millville Savings Bank's total deposits?
$143.30M in total deposits.
Where is Millville Savings Bank located?
Millville, NJ.
What is the Net Interest Margin?
3.07%.
How many domestic offices does it operate?
2.
When was it established?
12/01/1941.
What is the Return on Assets (ROA)?
0.4%.
How much are total loans and leases?
$69.02M (latest filing).
What is the total interest income (latest filing)?
$1.54M.