Schuyler Savings Bank

Kearny, NJ
IDRSSD: 657178
Total Assets
$138.39M
Latest filing
Total Deposits
$107.50M
Latest filing
Net Interest Margin
2.55%
Profitability

Locations

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Main Office
Schuyler Savings Bank
24 Davis Ave
Kearny, NJ 07032
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1924FDIC Certificate 42906

Branches (1)

Page 1 of 1
NameAddressCity / State
Schuyler Savings Bank (Main)24 Davis AveKearny, NJ
HARRISON BRANCH201 Frank E Rodgers Blvd NHarrison, NJ
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1924
Community BankYes
Ownership TypeMutual
ZIP07032
State and County Number34017
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code42
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees16
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.schuylersavings.com
Data Updated11/14/2025
CERT30072
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$138.39M
Total Deposits$107.50M
Total Liabilities$117.40M
Total Equity Capital$20.99M
Net Income$80.00k
Net Loans and Leases$109.88M
Assets Per Employee ($Millions)$9.23M
Bank Premises and Fixed Assets$898.00k
Cash and Balances due from Depository Institutions$14.53M
Deposits Held in Domestic Offices$107.50M

Key Performance Ratios

Return on Assets (ROA)0.23%
Return on Equity (ROE)1.53%
Net Interest Margin2.55%
Efficiency Ratio88.67%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets15.167%
Earning Assets to total Assets94.95%

Income and Expense

Total Interest Income$1.59M
Total Noninterest Income$46.00k
Total Interest Expense$749.00k
Total Noninterest Expense$783.00k
Net Interest Income$837.00k
Pre-tax Net Operating Income$100.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$7.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.90M
Total Liabilities and Capital$138.39M

Securities

Securities$7.73M
Available-for-sale debt securities$4.62M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$3.11M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Schuyler Savings Bank?
$138.39M as of the latest filing.
How much are Schuyler Savings Bank's total deposits?
$107.50M in total deposits.
Where is Schuyler Savings Bank located?
Kearny, NJ.
What is the Net Interest Margin?
2.55%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1924.
What is the Return on Assets (ROA)?
0.23%.
How much are total loans and leases?
$109.88M (latest filing).
What is the total interest income (latest filing)?
$1.59M.