1st Bank of Sea Isle City
Sea Isle City, NJ
IDRSSD: 148470
Total Assets
$300.93M
Latest filing
Total Deposits
$237.16M
Latest filing
Net Interest Margin
3.59%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
1st Bank of Sea Isle City
4301 Landis Ave
Sea Isle City, NJ 08243
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1882FDIC Certificate 43201
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| 1st Bank of Sea Isle City (Main) | 4301 Landis Ave | Sea Isle City, NJ |
| 2072 SHORE RD BRANCH | 2072 S. Shore Road | Seaville, NJ |
| SWAINTON BRANCH | 1615 Route 9 N | Cape May Court House, NJ |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1882 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 08243 |
| State and County Number | 34009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Ocean City, NJ |
Operational Info
| Number of Employees | 46 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.1stbankseaisle.com |
| Data Updated | 01/30/2026 |
| CERT | 30367 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $300.93M |
| Total Deposits | $237.16M |
| Total Liabilities | $271.40M |
| Total Equity Capital | $29.52M |
| Net Income | $138.00k |
| Net Loans and Leases | $241.77M |
| Assets Per Employee ($Millions) | $6.54M |
| Bank Premises and Fixed Assets | $4.07M |
| Cash and Balances due from Depository Institutions | $15.20M |
| Deposits Held in Domestic Offices | $237.16M |
Key Performance Ratios
| Return on Assets (ROA) | 0.18% |
| Return on Equity (ROE) | 1.87% |
| Net Interest Margin | 3.59% |
| Efficiency Ratio | 93.35% |
| Tier 1 Risk-Based Capital Ratio | 16.061% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.811% |
| Earning Assets to total Assets | 93.14% |
Income and Expense
| Total Interest Income | $3.48M |
| Total Noninterest Income | $129.00k |
| Total Interest Expense | $951.00k |
| Total Noninterest Expense | $2.48M |
| Net Interest Income | $2.53M |
| Pre-tax Net Operating Income | $172.00k |
| Provision for Credit Losses | $5.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $22.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $500.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.24M |
| Total Liabilities and Capital | $300.93M |
Securities
| Securities | $25.00M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $25.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of 1st Bank of Sea Isle City?
$300.93M as of the latest filing.
How much are 1st Bank of Sea Isle City's total deposits?
$237.16M in total deposits.
Where is 1st Bank of Sea Isle City located?
Sea Isle City, NJ.
What is the Net Interest Margin?
3.59%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1882.
What is the Return on Assets (ROA)?
0.18%.
How much are total loans and leases?
$241.77M (latest filing).
What is the total interest income (latest filing)?
$3.48M.