The First National Bank of Absecon
Absecon, NJ
IDRSSD: 188917
Total Assets
$194.22M
Latest filing
Total Deposits
$175.55M
Latest filing
Net Interest Margin
4.06%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Absecon
106 New Jersey Ave
Absecon, NJ 08201
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/20/1916FDIC Certificate 4311
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Absecon (Main) | 106 New Jersey Ave | Absecon, NJ |
| NORTHFIELD BRANCH | 2201 New Rd | Northfield, NJ |
| WHITE HORSE PIKE BRANCH | White Horse Pike & New Jersey Avenue | Absecon, NJ |
| GALLOWAY BRANCH | 38 W Jimmie Leeds Rd | Absecon, NJ |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/20/1916 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 08201 |
| State and County Number | 34001 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Atlantic City-Hammonton, NJ |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.fnbabsecon.com |
| Data Updated | 11/14/2025 |
| CERT | 6442 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $194.22M |
| Total Deposits | $175.55M |
| Total Liabilities | $176.87M |
| Total Equity Capital | $17.34M |
| Net Income | $111.00k |
| Net Loans and Leases | $119.40M |
| Assets Per Employee ($Millions) | $5.25M |
| Bank Premises and Fixed Assets | $1.20M |
| Cash and Balances due from Depository Institutions | $26.20M |
| Deposits Held in Domestic Offices | $175.55M |
Key Performance Ratios
| Return on Assets (ROA) | 0.23% |
| Return on Equity (ROE) | 2.6% |
| Net Interest Margin | 4.06% |
| Efficiency Ratio | 95.17% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.929% |
| Earning Assets to total Assets | 94.65% |
Income and Expense
| Total Interest Income | $2.32M |
| Total Noninterest Income | $112.00k |
| Total Interest Expense | $445.00k |
| Total Noninterest Expense | $1.89M |
| Net Interest Income | $1.88M |
| Pre-tax Net Operating Income | $122.00k |
| Provision for Credit Losses | $-26,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.33M |
| Total Liabilities and Capital | $194.22M |
Securities
| Securities | $39.43M |
| Available-for-sale debt securities | $39.43M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Absecon?
$194.22M as of the latest filing.
How much are The First National Bank of Absecon's total deposits?
$175.55M in total deposits.
Where is The First National Bank of Absecon located?
Absecon, NJ.
What is the Net Interest Margin?
4.06%.
How many domestic offices does it operate?
4.
When was it established?
03/20/1916.
What is the Return on Assets (ROA)?
0.23%.
How much are total loans and leases?
$119.40M (latest filing).
What is the total interest income (latest filing)?
$2.32M.