The First National Bank of Elmer
Elmer, NJ
IDRSSD: 609010
Total Assets
$410.13M
Latest filing
Total Deposits
$369.26M
Latest filing
Net Interest Margin
4.25%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Elmer
10 S Main St
Elmer, NJ 08318
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/01/1903FDIC Certificate 4324
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Elmer (Main) | 10 S Main St | Elmer, NJ |
| HARDING BRANCH | 130 Harding Highway | Elmer, NJ |
| PITTSGROVE BRANCH | 806 Centerton Rd | Elmer, NJ |
| ELK BRANCH | 100 Clayton Aura Rd | Glassboro, NJ |
| THE WOODSTOWN BRANCH | 11 Bailey St | Pilesgrove, NJ |
| UPPER DEERFIELD OFFICE BRANCH | 1168 State Highway 77 | Bridgeton, NJ |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/01/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 08318 |
| State and County Number | 34033 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 79 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.elmerbank.com |
| Data Updated | 11/14/2025 |
| CERT | 6464 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $410.13M |
| Total Deposits | $369.26M |
| Total Liabilities | $371.77M |
| Total Equity Capital | $38.37M |
| Net Income | $791.00k |
| Net Loans and Leases | $319.13M |
| Assets Per Employee ($Millions) | $5.26M |
| Bank Premises and Fixed Assets | $3.76M |
| Cash and Balances due from Depository Institutions | $51.20M |
| Deposits Held in Domestic Offices | $369.26M |
Key Performance Ratios
| Return on Assets (ROA) | 0.78% |
| Return on Equity (ROE) | 8.36% |
| Net Interest Margin | 4.25% |
| Efficiency Ratio | 74.84% |
| Tier 1 Risk-Based Capital Ratio | 13.544% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.354% |
| Earning Assets to total Assets | 95.07% |
Income and Expense
| Total Interest Income | $5.29M |
| Total Noninterest Income | $297.00k |
| Total Interest Expense | $1.18M |
| Total Noninterest Expense | $3.30M |
| Net Interest Income | $4.11M |
| Pre-tax Net Operating Income | $1.07M |
| Provision for Credit Losses | $40.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.50M |
| Total Liabilities and Capital | $410.13M |
Securities
| Securities | $23.25M |
| Available-for-sale debt securities | $23.25M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Elmer?
$410.13M as of the latest filing.
How much are The First National Bank of Elmer's total deposits?
$369.26M in total deposits.
Where is The First National Bank of Elmer located?
Elmer, NJ.
What is the Net Interest Margin?
4.25%.
How many domestic offices does it operate?
6.
When was it established?
05/01/1903.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$319.13M (latest filing).
What is the total interest income (latest filing)?
$5.29M.