JD Bank

Jennings, LA
IDRSSD: 980531
Total Assets
$1.22B
Latest filing
Total Deposits
$1.06B
Latest filing
Net Interest Margin
4.34%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/12/1947
Community BankYes
Ownership TypeNot Mutual
ZIP70546
State and County Number22053
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameJennings, LA

Operational Info

Number of Employees257
Domestic Offices26
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/12/1947
Primary Insurance AgencyDIF
Websitewww.jdbank.com
Data Updated11/14/2025
CERT16546
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.22B
Total Deposits$1.06B
Total Liabilities$1.10B
Total Equity Capital$120.39M
Net Income$4.05M
Net Loans and Leases$762.52M
Assets Per Employee ($Millions)$4.66M
Bank Premises and Fixed Assets$25.55M
Cash and Balances due from Depository Institutions$36.89M
Deposits Held in Domestic Offices$1.06B

Key Performance Ratios

Return on Assets (ROA)1.33%
Return on Equity (ROE)13.89%
Net Interest Margin4.34%
Efficiency Ratio69.18%
Tier 1 Risk-Based Capital Ratio16.22%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.861%
Earning Assets to total Assets91.38%

Income and Expense

Total Interest Income$15.56M
Total Noninterest Income$2.76M
Total Interest Expense$3.52M
Total Noninterest Expense$10.24M
Net Interest Income$12.05M
Pre-tax Net Operating Income$4.90M
Provision for Credit Losses$-338,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$3.17M
Other borrowed funds$30.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$3.00k
All Other Liabilities$8.45M
Total Liabilities and Capital$1.22B

Securities

Securities$343.00M
Available-for-sale debt securities$337.95M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$5.05M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of JD Bank?
$1.22B as of the latest filing.
How much are JD Bank's total deposits?
$1.06B in total deposits.
Where is JD Bank located?
Jennings, LA.
What is the Net Interest Margin?
4.34%.
How many domestic offices does it operate?
26.
When was it established?
03/12/1947.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$762.52M (latest filing).
What is the total interest income (latest filing)?
$15.56M.