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Louisiana National Bank

Ruston, LA
IDRSSD: 109659
Total Assets
$453.16M
Latest filing
Total Deposits
$400.73M
Latest filing
Net Interest Margin
6.15%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date03/20/1935
Community BankYes
Ownership TypeNot Mutual
ZIP71270
State and County Number22061
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameRuston, LA

Operational Info

Number of Employees81
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/20/1935
Primary Insurance AgencyDIF
Websitewww.ln.bank
Data Updated11/14/2025
CERT15059
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$453.16M
Total Deposits$400.73M
Total Liabilities$409.52M
Total Equity Capital$43.64M
Net Income$2.02M
Net Loans and Leases$385.67M
Assets Per Employee ($Millions)$5.89M
Bank Premises and Fixed Assets$18.39M
Cash and Balances due from Depository Institutions$16.46M
Deposits Held in Domestic Offices$400.73M

Key Performance Ratios

Return on Assets (ROA)1.8%
Return on Equity (ROE)18.71%
Net Interest Margin6.15%
Efficiency Ratio60.53%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.63%
Earning Assets to total Assets90.71%

Income and Expense

Total Interest Income$8.36M
Total Noninterest Income$638.00k
Total Interest Expense$2.09M
Total Noninterest Expense$4.18M
Net Interest Income$6.27M
Pre-tax Net Operating Income$2.68M
Provision for Credit Losses$50.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.98M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$8.79M
Total Liabilities and Capital$453.16M

Securities

Securities$15.16M
Available-for-sale debt securities$15.16M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Louisiana National Bank?
$453.16M as of the latest filing.
How much are Louisiana National Bank's total deposits?
$400.73M in total deposits.
Where is Louisiana National Bank located?
Ruston, LA.
What is the Net Interest Margin?
6.15%.
How many domestic offices does it operate?
10.
When was it established?
03/20/1935.
What is the Return on Assets (ROA)?
1.8%.
How much are total loans and leases?
$385.67M (latest filing).
What is the total interest income (latest filing)?
$8.36M.