Louisiana National Bank
Ruston, LA
IDRSSD: 109659
Total Assets
$480.31M
Latest filing
Total Deposits
$426.11M
Latest filing
Net Interest Margin
6.29%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
111101225RUSTON, LA
Key People
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Locations
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Main Office
Louisiana National Bank
2001 N Trenton St
Ruston, LA 71270
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/20/1935FDIC Certificate 9445
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Louisiana National Bank (Main) | 2001 N Trenton St | Ruston, LA |
| FARMERVILLE BRANCH | 310 E Water St | Farmerville, LA |
| RUSTON DOWNTOWN BRANCH | 212 W Alabama Ave | Ruston, LA |
| WWW.LN.BANK BRANCH | 2001 N Trenton St | Ruston, LA |
| ARCADIA BRANCH | 1081 Hazel St | Arcadia, LA |
| WEST MONROE CYPRESS ST BRANCH | 3510 Cypress St | West Monroe, LA |
| 33 BRANCH | 2201 Farmerville Hwy | Ruston, LA |
| FIRST NATIONAL BANK MESSENGER SERVICE | 2001 N Trenton St | Ruston, LA |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/20/1935 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71270 |
| State and County Number | 22061 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Ruston, LA |
Operational Info
| Number of Employees | 77 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/20/1935 |
| Primary Insurance Agency | DIF |
| Website | www.ln.bank |
| Data Updated | 01/30/2026 |
| CERT | 15059 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $480.31M |
| Total Deposits | $426.11M |
| Total Liabilities | $434.83M |
| Total Equity Capital | $45.48M |
| Net Income | $2.58M |
| Net Loans and Leases | $413.76M |
| Assets Per Employee ($Millions) | $6.24M |
| Bank Premises and Fixed Assets | $18.45M |
| Cash and Balances due from Depository Institutions | $13.62M |
| Deposits Held in Domestic Offices | $426.11M |
Key Performance Ratios
| Return on Assets (ROA) | 2.22% |
| Return on Equity (ROE) | 23.21% |
| Net Interest Margin | 6.29% |
| Efficiency Ratio | 55.42% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.468% |
| Earning Assets to total Assets | 90.62% |
Income and Expense
| Total Interest Income | $8.74M |
| Total Noninterest Income | $848.00k |
| Total Interest Expense | $2.09M |
| Total Noninterest Expense | $4.16M |
| Net Interest Income | $6.65M |
| Pre-tax Net Operating Income | $3.19M |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $3.96M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.72M |
| Total Liabilities and Capital | $480.31M |
Securities
| Securities | $15.00M |
| Available-for-sale debt securities | $15.00M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Louisiana National Bank?
$480.31M as of the latest filing.
How much are Louisiana National Bank's total deposits?
$426.11M in total deposits.
Where is Louisiana National Bank located?
Ruston, LA.
What is the Net Interest Margin?
6.29%.
How many domestic offices does it operate?
10.
When was it established?
03/20/1935.
What is the Return on Assets (ROA)?
2.22%.
How much are total loans and leases?
$413.76M (latest filing).
What is the total interest income (latest filing)?
$8.74M.