Merchants & Farmers Bank & Trust Company
Leesville, LA
IDRSSD: 136338
Total Assets
$533.38M
Latest filing
Total Deposits
$479.88M
Latest filing
Net Interest Margin
3.75%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Merchants & Farmers Bank & Trust Company
501 S 5th St
Leesville, LA 71446
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1928FDIC Certificate 5973
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Merchants & Farmers Bank & Trust Company (Main) | 501 S 5th St | Leesville, LA |
| ROSEPINE BRANCH | 18625 Johnny B Hall Memorial Highway | Rosepine, LA |
| ANACOCO BRANCH | 4743 Main St | Anacoco, LA |
| LEESVILLE BANKING CENTER BRANCH | 400 S 5th St | Leesville, LA |
| LAKE CHARLES BRANCH | 4091 Nelson Rd | Lake Charles, LA |
| NEW LLANO BRANCH | 3002 Colony Boulevard | Newllano, LA |
| SULPHUR BRANCH | 975 Beglis Pkwy | Sulphur, LA |
| VINTON BRANCH | 1401 Loree St | Vinton, LA |
Showing 7 of 8
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Gulf Coast Bank
Abbeville, Louisiana
→
Assets: $501.32MΔ -1.3%
Commercial Capital Bank
Delhi, Louisiana
→
Assets: $524.99MΔ +3.3%
Rayne State Bank & Trust Company
Rayne, Louisiana
→
Assets: $525.01MΔ +3.4%
Gibsland Bank & Trust Company
Gibsland, Louisiana
→
Assets: $528.13MΔ +4.0%
M C Bank & Trust Company
Morgan City, Louisiana
→
Assets: $478.79MΔ -5.7%
Fifth District Savings Bank
New Orleans, Louisiana
→
Assets: $539.05MΔ +6.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1928 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71446 |
| State and County Number | 22115 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Fort Polk South, LA |
Operational Info
| Number of Employees | 74 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.merchantsandfarmers.com |
| Data Updated | 01/30/2026 |
| CERT | 9319 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $533.38M |
| Total Deposits | $479.88M |
| Total Liabilities | $482.39M |
| Total Equity Capital | $50.99M |
| Net Income | $938.00k |
| Net Loans and Leases | $266.05M |
| Assets Per Employee ($Millions) | $7.41M |
| Bank Premises and Fixed Assets | $11.31M |
| Cash and Balances due from Depository Institutions | $75.26M |
| Deposits Held in Domestic Offices | $479.88M |
Key Performance Ratios
| Return on Assets (ROA) | 0.72% |
| Return on Equity (ROE) | 7.51% |
| Net Interest Margin | 3.75% |
| Efficiency Ratio | 71.6% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.56% |
| Earning Assets to total Assets | 91.06% |
Income and Expense
| Total Interest Income | $5.82M |
| Total Noninterest Income | $552.00k |
| Total Interest Expense | $1.34M |
| Total Noninterest Expense | $3.63M |
| Net Interest Income | $4.48M |
| Pre-tax Net Operating Income | $1.17M |
| Provision for Credit Losses | $236.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $20.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.52M |
| Total Liabilities and Capital | $533.38M |
Securities
| Securities | $165.81M |
| Available-for-sale debt securities | $165.81M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Merchants & Farmers Bank & Trust Company?
$533.38M as of the latest filing.
How much are Merchants & Farmers Bank & Trust Company's total deposits?
$479.88M in total deposits.
Where is Merchants & Farmers Bank & Trust Company located?
Leesville, LA.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1928.
What is the Return on Assets (ROA)?
0.72%.
How much are total loans and leases?
$266.05M (latest filing).
What is the total interest income (latest filing)?
$5.82M.