Gulf Coast Bank
Abbeville, LA
IDRSSD: 459130
Total Assets
$501.32M
Latest filing
Total Deposits
$431.17M
Latest filing
Net Interest Margin
5.09%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Gulf Coast Bank
221 S State St
Abbeville, LA 70510
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/01/1971FDIC Certificate 14016
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Gulf Coast Bank (Main) | 221 S State St | Abbeville, LA |
| DELCAMBRE BRANCH | 304 W Highway 14 | Delcambre, LA |
| ERATH BRANCH | 500 W Lastie St | Erath, LA |
| MAURICE BRANCH | 9302 Maurice Ave | Maurice, LA |
| JOHNSTON STREET BRANCH | 4310 Johnston St | Lafayette, LA |
| AMBASSADOR CAFFERY PARKWAY BRANCH | 3911 Ambassador Caffery Pkwy | Lafayette, LA |
| KALISTE SALOOM BRANCH | 1405 Kaliste Saloom Rd | Lafayette, LA |
| SUGAR MILL POND BRANCH | 3000 E Milton Ave | Youngsville, LA |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/01/1971 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70510 |
| State and County Number | 22113 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lafayette, LA |
Operational Info
| Number of Employees | 130 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/01/1971 |
| Primary Insurance Agency | DIF |
| Website | www.gcbank.com |
| Data Updated | 11/14/2025 |
| CERT | 20353 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $501.32M |
| Total Deposits | $431.17M |
| Total Liabilities | $435.88M |
| Total Equity Capital | $65.44M |
| Net Income | $1.94M |
| Net Loans and Leases | $297.00M |
| Assets Per Employee ($Millions) | $4.14M |
| Bank Premises and Fixed Assets | $10.90M |
| Cash and Balances due from Depository Institutions | $28.84M |
| Deposits Held in Domestic Offices | $431.17M |
Key Performance Ratios
| Return on Assets (ROA) | 1.55% |
| Return on Equity (ROE) | 12.16% |
| Net Interest Margin | 5.09% |
| Efficiency Ratio | 66.07% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.054% |
| Earning Assets to total Assets | 90.55% |
Income and Expense
| Total Interest Income | $6.74M |
| Total Noninterest Income | $1.39M |
| Total Interest Expense | $968.00k |
| Total Noninterest Expense | $4.73M |
| Net Interest Income | $5.77M |
| Pre-tax Net Operating Income | $2.34M |
| Provision for Credit Losses | $33.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $498.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $50.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.70M |
| Total Liabilities and Capital | $501.32M |
Securities
| Securities | $138.21M |
| Available-for-sale debt securities | $135.80M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.41M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Gulf Coast Bank?
$501.32M as of the latest filing.
How much are Gulf Coast Bank's total deposits?
$431.17M in total deposits.
Where is Gulf Coast Bank located?
Abbeville, LA.
What is the Net Interest Margin?
5.09%.
How many domestic offices does it operate?
9.
When was it established?
02/01/1971.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$297.00M (latest filing).
What is the total interest income (latest filing)?
$6.74M.