Gulf Coast Bank
Abbeville, LA
IDRSSD: 459130
Total Assets
$516.30M
Latest filing
Total Deposits
$444.30M
Latest filing
Net Interest Margin
4.94%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
065201860ABBEVILLE, LA
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Gulf Coast Bank
221 S State St
Abbeville, LA 70510
Full Service - Brick and Mortar
Updated 04/10/2026Established 02/01/1971FDIC Certificate 14016
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Gulf Coast Bank (Main) | 221 S State St | Abbeville, LA |
| DELCAMBRE BRANCH | 304 W Highway 14 | Delcambre, LA |
| ERATH BRANCH | 500 W Lastie St | Erath, LA |
| MAURICE BRANCH | 9302 Maurice Ave | Maurice, LA |
| JOHNSTON STREET BRANCH | 4310 Johnston St | Lafayette, LA |
| AMBASSADOR CAFFERY PARKWAY BRANCH | 3911 Ambassador Caffery Pkwy | Lafayette, LA |
| KALISTE SALOOM BRANCH | 1405 Kaliste Saloom Rd | Lafayette, LA |
| SUGAR MILL POND BRANCH | 3000 E Milton Ave | Youngsville, LA |
Showing 7 of 8
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Bank of Abbeville & Trust Company
Abbeville, Louisiana
→
Assets: $242.59MΔ -51.3%
Abbeville Building & Loan (A State-Chartered Savings Bank)
Abbeville, Louisiana
→
Assets: $66.03MΔ -86.7%
Citizens Bank & Trust Company
Plaquemine, Louisiana
→
Assets: $486.03MΔ -2.4%
Louisiana National Bank
Ruston, Louisiana
→
Assets: $480.31MΔ -3.6%
M C Bank & Trust Company
Morgan City, Louisiana
→
Assets: $478.10MΔ -4.0%
Farmers-Merchants Bank & Trust Company
Breaux Bridge, Louisiana
→
Assets: $467.18MΔ -6.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/01/1971 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70510 |
| State and County Number | 22113 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lafayette, LA |
Operational Info
| Number of Employees | 122 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/01/1971 |
| Primary Insurance Agency | DIF |
| Website | www.gcbank.com |
| Data Updated | 04/10/2026 |
| CERT | 20353 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $516.30M |
| Total Deposits | $444.30M |
| Total Liabilities | $448.93M |
| Total Equity Capital | $67.37M |
| Net Income | $1.58M |
| Net Loans and Leases | $291.64M |
| Assets Per Employee ($Millions) | $4.3M |
| Bank Premises and Fixed Assets | $10.57M |
| Cash and Balances due from Depository Institutions | $33.07M |
| Deposits Held in Domestic Offices | $444.30M |
Key Performance Ratios
| Return on Assets (ROA) | 1.25% |
| Return on Equity (ROE) | 9.42% |
| Net Interest Margin | 4.94% |
| Efficiency Ratio | 70.3% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.049% |
| Earning Assets to total Assets | 90.94% |
Income and Expense
| Total Interest Income | $6.61M |
| Total Noninterest Income | $1.33M |
| Total Interest Expense | $903.00k |
| Total Noninterest Expense | $4.94M |
| Net Interest Income | $5.70M |
| Pre-tax Net Operating Income | $1.95M |
| Provision for Credit Losses | $140.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $52.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $50.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.63M |
| Total Liabilities and Capital | $516.30M |
Securities
| Securities | $154.39M |
| Available-for-sale debt securities | $152.27M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.12M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Gulf Coast Bank?
$516.30M as of the latest filing.
How much are Gulf Coast Bank's total deposits?
$444.30M in total deposits.
Where is Gulf Coast Bank located?
Abbeville, LA.
What is the Net Interest Margin?
4.94%.
How many domestic offices does it operate?
9.
When was it established?
02/01/1971.
What is the Return on Assets (ROA)?
1.25%.
How much are total loans and leases?
$291.64M (latest filing).
What is the total interest income (latest filing)?
$6.61M.