Battle Creek State Bank

Battle Creek, NE
IDRSSD: 986757
Total Assets
$47.49M
Latest filing
Total Deposits
$37.81M
Latest filing
Net Interest Margin
4.07%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date09/01/1943
Community BankYes
Ownership TypeNot Mutual
ZIP68715
State and County Number31119
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameNorfolk, NE

Operational Info

Number of Employees9
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance10/24/1945
Primary Insurance AgencyDIF
Websitehttp://www.battlecreekstatebank.com
Data Updated11/14/2025
CERT16330
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$47.49M
Total Deposits$37.81M
Total Liabilities$37.94M
Total Equity Capital$9.55M
Net Income$93.00k
Net Loans and Leases$33.21M
Assets Per Employee ($Millions)$5.28M
Bank Premises and Fixed Assets$139.00k
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$37.81M

Key Performance Ratios

Return on Assets (ROA)0.84%
Return on Equity (ROE)5.19%
Net Interest Margin4.07%
Efficiency Ratio77.39%
Tier 1 Risk-Based Capital Ratio26.161%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets20.118%
Earning Assets to total Assets95.9%

Income and Expense

Total Interest Income$633.00k
Total Noninterest Income$78.00k
Total Interest Expense$198.00k
Total Noninterest Expense$397.00k
Net Interest Income$435.00k
Pre-tax Net Operating Income$116.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$2.60M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$126.00k
Total Liabilities and Capital$47.49M

Securities

Securities$8.56M
Available-for-sale debt securities$8.56M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Battle Creek State Bank?
$47.49M as of the latest filing.
How much are Battle Creek State Bank's total deposits?
$37.81M in total deposits.
Where is Battle Creek State Bank located?
Battle Creek, NE.
What is the Net Interest Margin?
4.07%.
How many domestic offices does it operate?
1.
When was it established?
09/01/1943.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$33.21M (latest filing).
What is the total interest income (latest filing)?
$633.00k.