The Potter State Bank of Potter
Potter, NE
IDRSSD: 736158
Total Assets
$47.25M
Latest filing
Total Deposits
$39.58M
Latest filing
Net Interest Margin
3.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Potter State Bank of Potter
301 Chestnut St
Potter, NE 69156
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/19/1945FDIC Certificate 11234
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Potter State Bank of Potter (Main) | 301 Chestnut St | Potter, NE |
| KIMBALL STATE BANK | 205 Locust St | Kimball, NE |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/19/1945 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 69156 |
| State and County Number | 31033 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 04/13/1953 |
| Primary Insurance Agency | DIF |
| Website | www.potterstatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 17205 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $47.25M |
| Total Deposits | $39.58M |
| Total Liabilities | $39.75M |
| Total Equity Capital | $7.50M |
| Net Income | $137.00k |
| Net Loans and Leases | $19.92M |
| Assets Per Employee ($Millions) | $5.25M |
| Bank Premises and Fixed Assets | $156.00k |
| Cash and Balances due from Depository Institutions | $5.62M |
| Deposits Held in Domestic Offices | $39.58M |
Key Performance Ratios
| Return on Assets (ROA) | 1.15% |
| Return on Equity (ROE) | 7.47% |
| Net Interest Margin | 3.91% |
| Efficiency Ratio | 53.45% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.74% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.874% |
| Earning Assets to total Assets | 92.51% |
Income and Expense
| Total Interest Income | $601.00k |
| Total Noninterest Income | $109.00k |
| Total Interest Expense | $173.00k |
| Total Noninterest Expense | $287.00k |
| Net Interest Income | $428.00k |
| Pre-tax Net Operating Income | $162.00k |
| Provision for Credit Losses | $88.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.25M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $169.00k |
| Total Liabilities and Capital | $47.25M |
Securities
| Securities | $17.86M |
| Available-for-sale debt securities | $17.86M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Potter State Bank of Potter?
$47.25M as of the latest filing.
How much are The Potter State Bank of Potter's total deposits?
$39.58M in total deposits.
Where is The Potter State Bank of Potter located?
Potter, NE.
What is the Net Interest Margin?
3.91%.
How many domestic offices does it operate?
2.
When was it established?
03/19/1945.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$19.92M (latest filing).
What is the total interest income (latest filing)?
$601.00k.