Kearny Bank

Kearny, NJ
IDRSSD: 633378
Total Assets
$7.63B
Latest filing
Total Deposits
$5.66B
Latest filing
Net Interest Margin
2.14%
Profitability

Locations

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Main Office
Kearny Bank
614 Kearny Ave
Kearny, NJ 07032
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1884FDIC Certificate 41599

Branches (39)

Page 1 of 6
NameAddressCity / State
Kearny Bank (Main)614 Kearny AveKearny, NJ
359 LANZA AVENUE BRANCH369 Lanza AveGarfield, NJ
1055 CLIFTON BRANCH1055 Clifton AveClifton, NJ
NORTH ARLINGTON BRANCH80 Ridge RdNorth Arlington, NJ
LYNDHURST BRANCH307 Stuyvesant AveLyndhurst, NJ
RUTHERFORD BRANCH252 Park AveRutherford, NJ
HARRISON BRANCH534 Harrison AveHarrison, NJ
RIVERWALK BRANCH675 Martinsville RdBasking Ridge, NJ
Showing 7 of 39

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1884
Community BankYes
Ownership TypeNot Mutual
ZIP07032
State and County Number34017
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees534
Domestic Offices43
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.kearnybank.com
Data Updated11/14/2025
CERT28765
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$7.63B
Total Deposits$5.66B
Total Liabilities$6.92B
Total Equity Capital$711.53M
Net Income$9.66M
Net Loans and Leases$5.73B
Assets Per Employee ($Millions)$14.62M
Bank Premises and Fixed Assets$54.96M
Cash and Balances due from Depository Institutions$117.06M
Deposits Held in Domestic Offices$5.66B

Key Performance Ratios

Return on Assets (ROA)0.5%
Return on Equity (ROE)5.47%
Net Interest Margin2.14%
Efficiency Ratio71.53%
Tier 1 Risk-Based Capital Ratio13.708%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.321%
Earning Assets to total Assets91.08%

Income and Expense

Total Interest Income$82.46M
Total Noninterest Income$5.87M
Total Interest Expense$45.05M
Total Noninterest Expense$31.07M
Net Interest Income$37.41M
Pre-tax Net Operating Income$12.16M
Provision for Credit Losses$40.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$1.23B
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$38.38M
Total Liabilities and Capital$7.63B

Securities

Securities$1.13B
Available-for-sale debt securities$1.02B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$116.68M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Kearny Bank?
$7.63B as of the latest filing.
How much are Kearny Bank's total deposits?
$5.66B in total deposits.
Where is Kearny Bank located?
Kearny, NJ.
What is the Net Interest Margin?
2.14%.
How many domestic offices does it operate?
43.
When was it established?
01/01/1884.
What is the Return on Assets (ROA)?
0.5%.
How much are total loans and leases?
$5.73B (latest filing).
What is the total interest income (latest filing)?
$82.46M.