Kearny Bank
Kearny, NJ
IDRSSD: 633378
Total Assets
$7.61B
Latest filing
Total Deposits
$5.74B
Latest filing
Net Interest Margin
2.18%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
221270651FAIRFIELD, NJ221272044FAIRFIELD, NJ
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Kearny Bank
614 Kearny Ave
Kearny, NJ 07032
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1884FDIC Certificate 41599
Branches (39)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| Kearny Bank (Main) | 614 Kearny Ave | Kearny, NJ |
| 359 LANZA AVENUE BRANCH | 369 Lanza Ave | Garfield, NJ |
| 1055 CLIFTON BRANCH | 1055 Clifton Ave | Clifton, NJ |
| NORTH ARLINGTON BRANCH | 80 Ridge Rd | North Arlington, NJ |
| LYNDHURST BRANCH | 307 Stuyvesant Ave | Lyndhurst, NJ |
| RUTHERFORD BRANCH | 252 Park Ave | Rutherford, NJ |
| HARRISON BRANCH | 534 Harrison Ave | Harrison, NJ |
| RIVERWALK BRANCH | 675 Martinsville Rd | Basking Ridge, NJ |
Showing 7 of 39
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1884 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 07032 |
| State and County Number | 34017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 522 |
| Domestic Offices | 43 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.kearnybank.com |
| Data Updated | 01/30/2026 |
| CERT | 28765 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $7.61B |
| Total Deposits | $5.74B |
| Total Liabilities | $6.89B |
| Total Equity Capital | $714.64M |
| Net Income | $9.60M |
| Net Loans and Leases | $5.72B |
| Assets Per Employee ($Millions) | $14.46M |
| Bank Premises and Fixed Assets | $53.62M |
| Cash and Balances due from Depository Institutions | $133.46M |
| Deposits Held in Domestic Offices | $5.74B |
Key Performance Ratios
| Return on Assets (ROA) | 0.5% |
| Return on Equity (ROE) | 5.38% |
| Net Interest Margin | 2.18% |
| Efficiency Ratio | 70.55% |
| Tier 1 Risk-Based Capital Ratio | 13.794% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.396% |
| Earning Assets to total Assets | 91.18% |
Income and Expense
| Total Interest Income | $80.81M |
| Total Noninterest Income | $5.39M |
| Total Interest Expense | $42.92M |
| Total Noninterest Expense | $30.65M |
| Net Interest Income | $37.89M |
| Pre-tax Net Operating Income | $11.97M |
| Provision for Credit Losses | $657.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.12B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $38.15M |
| Total Liabilities and Capital | $7.61B |
Securities
| Securities | $1.11B |
| Available-for-sale debt securities | $1.00B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $112.80M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kearny Bank?
$7.61B as of the latest filing.
How much are Kearny Bank's total deposits?
$5.74B in total deposits.
Where is Kearny Bank located?
Kearny, NJ.
What is the Net Interest Margin?
2.18%.
How many domestic offices does it operate?
43.
When was it established?
01/01/1884.
What is the Return on Assets (ROA)?
0.5%.
How much are total loans and leases?
$5.72B (latest filing).
What is the total interest income (latest filing)?
$80.81M.