Ives Bank

Danbury, CT
IDRSSD: 626101
Total Assets
$1.67B
Latest filing
Total Deposits
$1.28B
Latest filing
Net Interest Margin
3.29%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date06/26/1849
Community BankYes
Ownership TypeNot Mutual
ZIP06810
State and County Number09190
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameN/A

Operational Info

Number of Employees198
Domestic Offices16
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance09/25/1942
Primary Insurance AgencyDIF
Websitewww.ivesbank.com
Data Updated11/14/2025
CERT15912
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.67B
Total Deposits$1.28B
Total Liabilities$1.45B
Total Equity Capital$218.99M
Net Income$4.04M
Net Loans and Leases$1.39B
Assets Per Employee ($Millions)$9.1M
Bank Premises and Fixed Assets$25.08M
Cash and Balances due from Depository Institutions$71.38M
Deposits Held in Domestic Offices$1.28B

Key Performance Ratios

Return on Assets (ROA)0.97%
Return on Equity (ROE)7.46%
Net Interest Margin3.29%
Efficiency Ratio65.45%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.13%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.084%
Earning Assets to total Assets93.42%

Income and Expense

Total Interest Income$21.32M
Total Noninterest Income$1.91M
Total Interest Expense$8.54M
Total Noninterest Expense$9.61M
Net Interest Income$12.78M
Pre-tax Net Operating Income$4.53M
Provision for Credit Losses$545.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$151.32M
Federal Funds Sold & Reverse Repurchase Agreement$1.19M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$18.79M
Total Liabilities and Capital$1.67B

Securities

Securities$117.74M
Available-for-sale debt securities$113.25M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Ives Bank?
$1.67B as of the latest filing.
How much are Ives Bank's total deposits?
$1.28B in total deposits.
Where is Ives Bank located?
Danbury, CT.
What is the Net Interest Margin?
3.29%.
How many domestic offices does it operate?
16.
When was it established?
06/26/1849.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$1.39B (latest filing).
What is the total interest income (latest filing)?
$21.32M.