Fairfield County Bank
Ridgefield, CT
IDRSSD: 882701
Total Assets
$1.92B
Latest filing
Total Deposits
$1.39B
Latest filing
Net Interest Margin
3.32%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
221172270RIDGEFIELD, CT
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Fairfield County Bank
150 Danbury Rd
Ridgefield, CT 06877
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/14/1871FDIC Certificate 12133
Branches (16)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Fairfield County Bank (Main) | 150 Danbury Rd | Ridgefield, CT |
| WALL ST. BRANCH | 69 Wall St | Norwalk, CT |
| CRANBURY BRANCH | 26 Chestnut Hill Rd | Norwalk, CT |
| ROWAYTON BRANCH | 2 Mckinley St | Norwalk, CT |
| BROAD RIVER BRANCH | 121 New Canaan Ave | Norwalk, CT |
| GOVERNOR STREET BRANCH | 3 Governor St | Ridgefield, CT |
| GEORGETOWN BRANCH | 941 Danbury Rd | Wilton, CT |
| WILTON BRANCH | 190 Old Ridgefield Rd | Wilton, CT |
Showing 7 of 16
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 05/14/1871 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 06877 |
| State and County Number | 09190 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 202 |
| Domestic Offices | 17 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 07/01/1960 |
| Primary Insurance Agency | DIF |
| Website | fairfieldcountybank.com |
| Data Updated | 01/30/2026 |
| CERT | 18213 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.92B |
| Total Deposits | $1.39B |
| Total Liabilities | $1.68B |
| Total Equity Capital | $241.40M |
| Net Income | $2.27M |
| Net Loans and Leases | $1.46B |
| Assets Per Employee ($Millions) | $9.27M |
| Bank Premises and Fixed Assets | $26.55M |
| Cash and Balances due from Depository Institutions | $96.97M |
| Deposits Held in Domestic Offices | $1.39B |
Key Performance Ratios
| Return on Assets (ROA) | 0.48% |
| Return on Equity (ROE) | 3.79% |
| Net Interest Margin | 3.32% |
| Efficiency Ratio | 80.12% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.576% |
| Earning Assets to total Assets | 92.87% |
Income and Expense
| Total Interest Income | $19.99M |
| Total Noninterest Income | $1.65M |
| Total Interest Expense | $5.42M |
| Total Noninterest Expense | $13.00M |
| Net Interest Income | $14.57M |
| Pre-tax Net Operating Income | $2.93M |
| Provision for Credit Losses | $294.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $236.55M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $47.60M |
| Total Liabilities and Capital | $1.92B |
Securities
| Securities | $239.23M |
| Available-for-sale debt securities | $237.73M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $565.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Fairfield County Bank?
$1.92B as of the latest filing.
How much are Fairfield County Bank's total deposits?
$1.39B in total deposits.
Where is Fairfield County Bank located?
Ridgefield, CT.
What is the Net Interest Margin?
3.32%.
How many domestic offices does it operate?
17.
When was it established?
05/14/1871.
What is the Return on Assets (ROA)?
0.48%.
How much are total loans and leases?
$1.46B (latest filing).
What is the total interest income (latest filing)?
$19.99M.